<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://julesbirch.com/2026/03/04/spring-statement-highlights-autumn-to-do-list/</loc><lastmod>2026-03-11T07:29:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2026/02/09/standards-and-trade-offs/</loc><lastmod>2026-02-12T11:02:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2026/01/30/a-flurry-of-detail-but-still-no-strategy/</loc><lastmod>2026-02-06T15:06:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2026/01/19/under-starters-orders/</loc><lastmod>2026-01-23T10:14:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/12/15/small-steps-towards-ending-homelessness/</loc><lastmod>2026-01-12T16:20:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/12/08/child-poverty-the-two-child-limit-and-beyond/</loc><lastmod>2026-01-16T08:39:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/11/27/budget-leaves-big-gaps-to-be-filled/</loc><lastmod>2025-12-08T10:23:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/11/05/what-will-the-budget-do-on-tax-and-housing/</loc><lastmod>2025-12-08T10:20:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/10/17/cracking-the-code-on-section-106/</loc><lastmod>2025-10-23T08:23:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/10/22/a-merger-too-far/</loc><lastmod>2025-10-22T08:13:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/09/22/missing-the-target-and-missing-the-point/</loc><lastmod>2025-10-10T10:44:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/09/08/exit-rayner-enter-reed/</loc><lastmod>2025-09-24T11:36:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/08/14/the-rights-way-to-more-council-housing/</loc><lastmod>2025-09-24T11:31:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/12/11/free-exchange/</loc><lastmod>2025-08-14T06:20:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/07/28/starmer-reassures-and-worries-on-homelessness/</loc><lastmod>2025-08-14T06:17:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/07/04/a-year-of-progress-for-labour-still-leaves-major-gaps-to-be-filled/</loc><lastmod>2025-07-11T14:43:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/07/02/labours-plan-for-a-decade-of-renewal/</loc><lastmod>2025-07-05T09:54:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/06/12/does-the-spending-review-live-up-to-the-hype/</loc><lastmod>2025-06-18T08:42:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/06/03/whats-at-stake-in-the-spending-review/</loc><lastmod>2025-06-06T11:30:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/05/20/smart-thinking-on-homelessness/</loc><lastmod>2025-06-04T15:38:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/05/01/an-unequal-struggle-for-housing/</loc><lastmod>2025-05-30T11:34:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/04/03/short-term-fixes-and-long-term-solutions-to-the-temporary-accommodation-crisis/</loc><lastmod>2025-04-07T10:28:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/03/27/spring-statement-glow-could-soon-fade/</loc><lastmod>2025-04-07T07:06:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/03/19/what-does-the-biggest-boost-in-a-generation-really-mean/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2025/03/screenshot-2025-03-14-at-18.13.04.png</image:loc><image:title>Screenshot 2025-03-14 at 18.13.04</image:title></image:image><lastmod>2025-03-21T10:19:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/03/10/a-nods-as-good-as-a-wink-in-response-to-committees-critique/</loc><lastmod>2025-03-14T16:08:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/03/06/a-big-moment-for-commonhold/</loc><lastmod>2025-03-12T10:54:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/05/08/juggling-without-dropping-the-ball/</loc><lastmod>2025-03-07T10:26:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/02/27/time-for-long-term-solutions-to-homelessness/</loc><lastmod>2025-03-03T09:50:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/02/19/promising-signs-on-funding-and-new-towns/</loc><lastmod>2025-02-26T07:24:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/01/24/a-scandal-that-calls-for-permanent-solutions/</loc><lastmod>2025-01-28T16:49:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2025/01/09/a-tale-of-three-targets/</loc><lastmod>2025-01-24T16:28:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/12/19/ireland-blazes-a-trail-on-housing/</loc><lastmod>2025-01-24T16:24:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/12/06/missions-targets-and-milestones/</loc><lastmod>2024-12-11T10:49:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/11/28/why-labour-must-act-after-shameful-tory-record-on-homelessness/</loc><lastmod>2024-12-09T11:10:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/11/26/podcast-review-the-trapped/</loc><lastmod>2024-12-06T14:36:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/11/05/the-scale-of-the-building-safety-crisis/</loc><lastmod>2024-11-12T12:35:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/10/31/does-the-budget-shift-the-dial-on-housing/</loc><lastmod>2024-11-04T09:23:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/10/21/time-for-a-subsidy-shift/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/10/bricks-v-benefits-graph-ukhr.jpg</image:loc><image:title>Screenshot</image:title><image:caption>Screenshot</image:caption></image:image><lastmod>2024-10-28T17:37:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/10/10/harris-trump-and-housing/</loc><lastmod>2024-10-14T08:23:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/09/26/reeves-raises-expectations-on-investment/</loc><lastmod>2024-10-04T10:34:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/09/20/the-trouble-with-targets/</loc><lastmod>2024-09-27T09:01:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/09/11/the-grenfell-tower-inquiry-truth-justice-and-change/</loc><lastmod>2024-09-13T12:07:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/08/26/dagenham-fire-underlines-the-scale-of-building-safety-crisis/</loc><lastmod>2024-09-04T19:03:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/08/13/labours-first-act-on-housing-100-years-on/</loc><lastmod>2024-08-29T09:56:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/08/18/good-riddance-to-x/</loc><lastmod>2024-08-19T14:48:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/08/01/pulling-the-policy-levers/</loc><lastmod>2024-08-05T09:13:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/07/18/how-does-the-kings-speech-measure-up/</loc><lastmod>2024-07-22T09:13:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/07/08/whos-in-and-whos-out-in-the-new-parliament/</loc><lastmod>2024-07-22T09:08:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/07/05/optimism-realism-and-disorientation-as-labour-takes-power/</loc><lastmod>2024-07-08T15:30:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/06/20/housings-brief-appearance-in-the-election-spotlight/</loc><lastmod>2024-07-03T14:12:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/06/13/labours-cautious-manifesto-offers-hints-of-real-change/</loc><lastmod>2024-06-26T12:58:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/06/11/a-sheepish-conservative-manifesto-that-misses-the-target/</loc><lastmod>2024-06-25T09:05:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/06/07/the-housing-question-what-would-labour-do/</loc><lastmod>2024-06-07T11:47:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/05/27/the-mixed-legacy-of-michael-gove/</loc><lastmod>2024-06-05T15:21:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/05/29/the-housing-question-what-have-the-conservatives-achieved-since-2019/</loc><lastmod>2024-05-29T11:15:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/05/23/did-the-election-kill-off-housing-bills/</loc><lastmod>2024-05-28T06:58:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/04/18/making-the-most-of-labours-inheritance/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/05/ukhr-subsidy-required.png</image:loc><image:title>ukhr-subsidy-required</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/05/ukhr-5-scenarios.png</image:loc><image:title>ukhr-5-scenarios</image:title></image:image><lastmod>2024-05-03T08:13:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/04/25/what-does-good-look-like/</loc><lastmod>2024-05-03T08:09:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/04/11/the-problems-with-shared-ownership/</loc><lastmod>2024-04-16T09:43:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/03/07/budget-misses-its-housing-moment/</loc><lastmod>2024-03-13T17:39:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/02/16/gove-enters-the-multiverse/</loc><lastmod>2024-03-07T10:11:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/12/18/the-state-of-the-housing-nation-2023/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/02/figure-6.2-loneliness.png</image:loc><image:title>figure-6.2-loneliness</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/02/figure-5.1-sap-rating.png</image:loc><image:title>figure-5.1-sap-rating</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/02/figure-4.2-under-occupation.png</image:loc><image:title>figure-4.2-under-occupation</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/02/figure-2.5-housing-support.png</image:loc><image:title>figure-2.5-housing-support</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2024/02/figure-2.1-ftb-incomes.png</image:loc><image:title>figure-2.1-ftb-incomes</image:title></image:image><lastmod>2024-02-19T08:20:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/02/16/the-housing-question-no-13-solving-the-housing-challenge/</loc><lastmod>2024-02-16T14:43:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/01/19/the-housing-question-no-11-disasters-happen-and-they-walk-away/</loc><lastmod>2024-01-19T09:39:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2024/01/05/the-housing-question-no-10-a-big-offering-on-housing/</loc><lastmod>2024-01-05T09:03:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/05/09/the-housing-question/</loc><lastmod>2024-01-05T08:55:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/12/01/temporary-accommodation-permanent-shame/</loc><lastmod>2023-12-14T17:16:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/12/08/why-housing-fits-the-bill-for-labour-investment/</loc><lastmod>2023-12-14T17:14:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/11/23/autumn-statement-brings-good-news-for-now-on-lha/</loc><lastmod>2023-11-28T10:58:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/11/14/a-reshuffle-that-beggars-belief/</loc><lastmod>2023-11-16T17:46:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/11/07/a-kings-speech-fit-for-a-government-running-out-of-time/</loc><lastmod>2023-11-10T07:49:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/10/24/review-britains-housing-crisis-what-went-wrong/</loc><lastmod>2023-11-03T23:09:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/10/12/labours-promising-plans-still-leave-big-questions/</loc><lastmod>2023-10-16T12:20:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/08/31/housebuilding-assumptions-about-to-be-tested-again/</loc><lastmod>2023-10-13T06:30:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/09/07/who-is-doing-an-effing-good-job/</loc><lastmod>2023-10-13T06:22:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/09/20/housing-and-the-cost-of-living/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/10/new-v-all-rents-.png</image:loc><image:title>new-v-all-rents-</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/10/cpih-household-costs.png</image:loc><image:title>cpih-household-costs</image:title></image:image><lastmod>2023-10-13T06:16:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/09/26/net-zero-u-turn-leaves-tenants-paying-the-bills/</loc><lastmod>2023-10-13T06:09:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/10/05/housing-confined-to-the-fringes-at-conservative-conference/</loc><lastmod>2023-10-13T06:05:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/07/27/neither-long-term-nor-a-plan/</loc><lastmod>2023-08-15T15:52:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/08/10/is-there-a-landlord-exodus/</loc><lastmod>2023-08-15T15:31:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/07/12/housing-by-numbers/</loc><lastmod>2023-08-09T11:11:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/07/03/30-years-after-part-2/</loc><lastmod>2023-07-13T15:25:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/06/22/30-years-after-part-1/</loc><lastmod>2023-07-10T09:48:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/06/13/a-turning-point-for-social-housing/</loc><lastmod>2023-06-26T10:11:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/06/08/wales-consults-on-right-to-housing-and-fair-rents/</loc><lastmod>2023-06-26T10:05:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/05/29/the-long-wait-for-meaningful-reform-of-leasehold/</loc><lastmod>2023-06-02T16:52:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/05/10/modern-methods-same-old-problems/</loc><lastmod>2023-06-01T08:23:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/05/04/the-parties-start-to-set-out-their-general-election-stall/</loc><lastmod>2023-05-19T09:50:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/04/27/fine-words-on-social-housing-only-go-so-far/</loc><lastmod>2023-05-18T15:54:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/04/12/goves-confession-only-goes-so-far/</loc><lastmod>2023-04-19T16:02:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/04/04/whats-gone-wrong-with-our-housing-and-what-could-go-right/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/04/screenshot-2023-03-30-at-17.25.46.png</image:loc><image:title>screenshot-2023-03-30-at-17.25.46</image:title></image:image><lastmod>2023-04-12T08:20:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/03/28/state-of-the-housing-nation/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/04/1-3-1-for-profit-providers.png</image:loc><image:title>1-3-1-for-profit-providers</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/04/2-5-3-bed-and-breakfast.png</image:loc><image:title>2-5-3-bed-and-breakfast</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/04/2-6-2-lha.png</image:loc><image:title>2-6-2-lha</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/04/2-4-2-ahp-.png</image:loc><image:title>2-4-2-ahp-</image:title></image:image><lastmod>2023-04-04T09:12:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/03/15/budget-leaves-housing-frozen-out/</loc><lastmod>2023-03-23T15:35:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/03/13/making-some-things-right/</loc><lastmod>2023-03-22T17:32:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/02/27/downturn-is-a-chance-for-a-reset-but-will-the-politicians-take-it/</loc><lastmod>2023-03-07T17:51:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/02/16/how-would-a-robot-fix-the-housing-crisis/</loc><lastmod>2023-03-03T14:43:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/02/09/waiting-for-renter-reform/</loc><lastmod>2023-03-03T14:40:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/01/30/goves-admission-begs-more-questions/</loc><lastmod>2023-03-03T14:33:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/01/19/four-decades-of-failure/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/02/figure-17-tenure.png</image:loc><image:title>figure-17-tenure</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/02/figure-13-distribution-of-subsidies.png</image:loc><image:title>figure-13-distribution-of-subsidies</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/02/figure-11-subsidy-share.png</image:loc><image:title>figure-11-subsidy-share</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2023/02/figure-1-share-of-income.png</image:loc><image:title>figure-1-share-of-income</image:title></image:image><lastmod>2023-02-08T09:48:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2023/01/10/building-a-better-future-or-surrendering-to-the-past/</loc><lastmod>2023-01-18T16:29:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/12/13/the-radical-message-behind-back-to-basics/</loc><lastmod>2022-12-30T10:21:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/12/06/the-levelling-up-of-housing-targets/</loc><lastmod>2022-12-14T12:52:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/11/18/hunts-statement-of-intent/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/11/obr-house-prices.png</image:loc><image:title>obr-house-prices</image:title></image:image><lastmod>2022-11-23T14:52:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/11/10/taxing-questions/</loc><lastmod>2022-11-16T10:40:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/11/01/the-state-of-the-housing-nation/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/11/non-decent.png</image:loc><image:title>non-decent</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/11/insulation.png</image:loc><image:title>insulation</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/11/bb.png</image:loc><image:title>bb</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/11/ftb.png</image:loc><image:title>ftb</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/11/rents.png</image:loc><image:title>rents</image:title></image:image><lastmod>2022-11-07T10:45:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/10/26/austerity-all-over-again/</loc><lastmod>2022-10-28T09:31:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/10/18/the-decline-and-fall-of-trussonomics/</loc><lastmod>2022-10-21T15:13:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/10/10/a-tale-of-two-conservative-parties/</loc><lastmod>2022-10-13T15:09:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/09/30/the-legacy-of-the-clay-cross-rebellion/</loc><lastmod>2022-10-05T16:08:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/09/23/kwartengs-plan-causes-growing-pains/</loc><lastmod>2022-09-28T15:57:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/09/21/how-short-term-lets-have-hollowed-out-the-rental-market/</loc><lastmod>2022-09-26T08:46:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/09/08/the-big-questions-facing-simon-clarke/</loc><lastmod>2022-09-21T11:51:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/09/05/the-winners-and-losers-from-the-rent-cap/</loc><lastmod>2022-09-14T08:52:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/08/22/reading-the-tory-leadership-tea-leaves/</loc><lastmod>2022-08-26T08:32:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/08/01/what-should-we-do-with-the-homes-we-already-have/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/08/tenure-transfers.png</image:loc><image:title>tenure-transfers</image:title></image:image><lastmod>2022-08-19T11:42:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/07/18/tory-leadership-debate-misses-the-target/</loc><lastmod>2022-07-25T07:43:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/07/08/political-chaos-leaves-big-housing-questions/</loc><lastmod>2022-07-18T09:16:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/06/30/feeble-progress-on-decarbonisation/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2022/07/energy-efficiency.png</image:loc><image:title>energy-efficiency</image:title></image:image><lastmod>2022-07-11T14:58:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/06/17/white-paper-reverses-tory-orthodoxy-on-renting/</loc><lastmod>2022-06-23T11:42:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/06/10/johnsons-lame-cover-version/</loc><lastmod>2022-06-16T09:16:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/05/26/action-for-now-solutions-not-yet/</loc><lastmod>2022-06-03T08:35:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/05/11/housing-in-the-queens-speech/</loc><lastmod>2022-05-13T09:56:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/05/06/two-symbolic-results-in-the-politics-of-housing/</loc><lastmod>2022-05-10T11:34:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/05/03/an-encore-all-over-again-for-right-to-buy/</loc><lastmod>2022-05-09T08:25:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/04/27/can-gove-put-the-social-back-in-affordable/</loc><lastmod>2022-04-29T09:39:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/04/21/a-link-restored-for-now/</loc><lastmod>2022-04-26T09:05:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/04/13/mps-call-for-reform-of-private-renting/</loc><lastmod>2022-04-19T11:34:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/04/01/how-we-got-from-there-to-here/</loc><lastmod>2022-04-10T12:01:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/03/28/a-statement-of-lack-of-intent-from-sunak/</loc><lastmod>2022-03-28T13:58:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/03/11/mind-the-gaps-on-building-safety/</loc><lastmod>2022-03-17T16:13:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/02/28/the-political-choices-on-homelessness/</loc><lastmod>2022-03-03T10:04:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/02/17/the-tide-turns-on-deregulation-and-the-private-sector/</loc><lastmod>2022-02-21T10:01:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/02/03/the-long-history-of-levelling-up/</loc><lastmod>2022-02-07T11:35:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/01/31/johnson-partygate-and-manifesto-commitments/</loc><lastmod>2022-02-03T11:27:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/01/25/the-problem-of-rent-has-just-got-worse/</loc><lastmod>2022-01-31T11:08:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/01/17/goves-grand-plan-leaves-gaps-to-fill/</loc><lastmod>2022-01-19T10:11:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2022/01/04/crazy-lending-v-insane-housing-system/</loc><lastmod>2022-01-07T11:55:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/12/17/putting-the-interest-rate-rise-in-perspective/</loc><lastmod>2021-12-22T09:10:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/12/10/the-3-trillion-question/</loc><lastmod>2021-12-16T15:54:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/12/09/how-sorry-is-deeply-sorry/</loc><lastmod>2021-12-14T15:22:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/12/01/parallel-scandals/</loc><lastmod>2021-12-07T10:27:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/11/22/smoke-mirrors-and-broken-promises/</loc><lastmod>2021-11-25T09:56:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/11/09/cutting-the-goveian-knot/</loc><lastmod>2021-11-11T10:20:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/10/29/how-dluhc-and-dwp-mark-their-homework/</loc><lastmod>2021-11-03T10:57:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/10/28/behind-the-spending-reviews-smoke-and-mirrors/</loc><lastmod>2021-11-02T10:15:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/10/21/mind-the-gaps-in-the-net-zero-strategy/</loc><lastmod>2021-10-27T10:20:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/10/20/winners-and-losers-in-the-hunt-for-a-home-of-our-own/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2021/10/screenshot-2021-10-26-at-09.55.36.png</image:loc><image:title>Screenshot 2021-10-26 at 09.55.36</image:title></image:image><lastmod>2021-10-26T21:50:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/10/07/an-empty-vision-from-the-conservatives/</loc><lastmod>2021-10-11T14:03:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/27/shappsenfreude/</loc><lastmod>2021-10-06T09:45:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/31/bonus-culture/</loc><lastmod>2021-10-06T09:42:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/17/bonus-verdict/</loc><lastmod>2021-10-06T09:40:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/09/23/the-levelling-up-of-mhclg/</loc><lastmod>2021-10-05T21:35:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/09/30/labours-new-settlement-for-housing/</loc><lastmod>2021-10-05T08:45:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/about/</loc><lastmod>2021-09-30T16:28:26+00:00</lastmod><changefreq>weekly</changefreq><priority>0.6</priority></url><url><loc>https://julesbirch.com/2021/05/17/does-levelling-up-mean-softening-up/</loc><lastmod>2021-09-23T09:16:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/09/16/new-secretary-of-state-same-old-problems/</loc><lastmod>2021-09-23T08:56:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/09/09/fixing-social-care-by-protecting-property-wealth/</loc><lastmod>2021-09-14T12:39:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/09/01/tackling-the-blight-of-second-homes/</loc><lastmod>2021-09-08T08:27:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/08/20/why-are-house-prices-rising-around-the-world/</loc><lastmod>2021-09-02T08:34:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/08/12/shopping-for-homes/</loc><lastmod>2021-09-01T09:26:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/07/30/latest-attempt-to-end-fire-safety-crisis-leaves-more-questions-than-answers/</loc><lastmod>2021-08-04T13:23:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/07/23/social-housing-as-business-opportunity/</loc><lastmod>2021-07-29T11:46:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/07/15/the-pandemic-and-wealth-inequality/</loc><lastmod>2021-07-20T15:00:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/07/09/ominous-signs-ahead-of-the-spending-review/</loc><lastmod>2021-07-15T08:53:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/07/02/falling-short-on-climate-change/</loc><lastmod>2021-07-09T09:05:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/07/01/politics-trumps-planning/</loc><lastmod>2021-07-09T09:01:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/06/16/four-years-of-broken-promises/</loc><lastmod>2021-06-22T10:08:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/05/27/a-not-so-humble-address/</loc><lastmod>2021-06-18T08:36:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/05/25/when-planning-reform-meets-politics/</loc><lastmod>2021-06-18T08:30:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/06/09/first-homes-whats-the-big-idea/</loc><lastmod>2021-06-13T14:34:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/05/12/building-back-better-in-due-course/</loc><lastmod>2021-05-14T15:18:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/04/20/guarantees-cladding-and-the-housing-market/</loc><lastmod>2021-04-26T10:00:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2021/04/15/the-cake-and-the-crumbs/</loc><lastmod>2021-04-21T14:58:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/21/osbornes-choice/</loc><lastmod>2021-01-16T16:32:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/12/11/when-green-becomes-white/</loc><lastmod>2020-12-18T10:34:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/11/12/we-need-to-talk-about-tax-reform/</loc><lastmod>2020-11-20T15:31:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/05/housing-wheres-the-plan/</loc><lastmod>2020-11-16T14:15:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/10/26/the-politics-of-planning-reform/</loc><lastmod>2020-10-29T15:43:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/10/06/the-problems-with-johnsons-housing-priorities/</loc><lastmod>2020-10-12T13:07:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/09/29/where-is-the-winter-housing-plan/</loc><lastmod>2020-10-01T11:43:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/09/15/a-route-map-that-leads-nowhere/</loc><lastmod>2020-09-17T06:40:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/09/07/facing-up-to-the-cladding-crisis/</loc><lastmod>2020-09-09T08:26:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/08/20/jenrick-faces-evictions-exam/</loc><lastmod>2020-08-27T14:15:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/08/25/england-gets-there-in-the-end-with-evictions-climbdown/</loc><lastmod>2020-08-27T18:41:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/08/07/benefit-cap-surge-is-a-warning-of-worse-to-come/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2020/08/newly-capped-households.png</image:loc><image:title>Newly capped households</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2020/08/capped-households.png</image:loc><image:title>Capped households</image:title></image:image><lastmod>2020-08-11T11:42:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/07/27/conservative-backbenchers-are-listening-but-are-ministers/</loc><lastmod>2020-07-31T15:39:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/07/24/sins-of-permission/</loc><lastmod>2020-07-27T08:37:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/07/16/a-cabinet-of-housing-ministers/</loc><lastmod>2020-07-20T09:10:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/07/08/sunak-fails-to-look-beyond-the-short-term/</loc><lastmod>2020-07-13T08:50:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/07/01/johnson-sinks-to-the-occasion/</loc><lastmod>2020-07-03T07:12:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/06/29/the-westferry-affair-and-planning-reform/</loc><lastmod>2020-07-01T21:13:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/06/18/doing-the-right-thing-on-fire-safety/</loc><lastmod>2020-06-23T13:22:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/06/15/where-should-we-draw-the-line-between-the-social-and-the-private/</loc><lastmod>2020-06-18T06:41:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/06/12/three-years-on-from-grenfell-where-does-the-buck-stop/</loc><lastmod>2020-06-14T16:51:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/05/28/time-running-out-for-temporary-fixes/</loc><lastmod>2020-06-02T10:28:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/05/22/mps-call-for-action-on-rough-sleeping-and-renting/</loc><lastmod>2020-05-22T08:52:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/05/19/the-end-of-the-end-of-rough-sleeping/</loc><lastmod>2020-05-21T07:07:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/05/14/stay-alert-proves-to-be-good-advice/</loc><lastmod>2020-05-18T07:13:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/05/06/how-we-live-after-corona/</loc><lastmod>2020-05-06T06:06:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/04/30/cladding-questions-have-not-gone-away/</loc><lastmod>2020-05-04T21:30:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/04/23/what-help-for-housing/</loc><lastmod>2020-04-28T13:56:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/04/16/seeing-whats-essential/</loc><lastmod>2020-04-17T13:48:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/03/31/questions-that-will-not-go-away/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2020/04/rtb-sales.png</image:loc><image:title>RTB sales</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2020/04/meaning-of-affordable.png</image:loc><image:title>Meaning of affordable</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2020/04/affordable-completions-by-population.png</image:loc><image:title>Affordable completions by population</image:title></image:image><lastmod>2020-04-02T13:00:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/02/06/warehousing-poverty/</loc><lastmod>2020-03-23T08:53:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/03/23/housing-in-the-time-of-coronavirus/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2020/03/cdc-coronavirus-image-23311-for-web.jpg</image:loc><image:title>CDC-coronavirus-image-23311-for-web</image:title></image:image><lastmod>2020-03-22T17:42:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/03/17/a-strategy-full-of-contradictions/</loc><lastmod>2020-03-19T12:19:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/03/16/budget-boost-leaves-housing-gaps/</loc><lastmod>2020-03-15T12:34:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/02/20/priorities-after-the-reshuffle/</loc><lastmod>2020-02-19T18:08:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/02/13/which-way-will-johnson-jump/</loc><lastmod>2020-02-12T10:19:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/01/30/embracing-beauty/</loc><lastmod>2020-02-03T07:51:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/01/24/ministers-still-running-to-catch-up-on-fire-safety/</loc><lastmod>2020-01-28T16:12:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/01/15/signals-from-long-delayed-debuts-for-jenrick-and-mcvey/</loc><lastmod>2020-01-22T16:10:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/01/10/the-decade-in-housing/</loc><lastmod>2020-01-17T10:19:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2020/01/09/housing-benefit-problems-a-taste-of-whats-to-come/</loc><lastmod>2020-01-14T11:59:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/10/taking-the-strain/</loc><lastmod>2020-01-09T14:14:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/12/31/10-things-about-2019-part-two/</loc><lastmod>2019-12-31T07:24:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/12/24/10-things-about-2019-part-one/</loc><lastmod>2019-12-30T09:39:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/06/27/mays-mix-of-good-intentions-and-unfinished-business/</loc><lastmod>2019-12-19T17:45:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/06/04/pensions-for-property-is-still-a-bad-idea/</loc><lastmod>2019-12-19T17:30:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/03/13/housing-in-the-spring-statement/</loc><lastmod>2019-12-19T17:09:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/12/13/no-votes-in-housing/</loc><lastmod>2019-12-18T10:07:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/12/05/tories-out-on-a-limb-at-housing-hustings/</loc><lastmod>2019-12-11T07:57:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/29/more-is-less/</loc><lastmod>2019-12-09T16:02:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/29/in-our-blood/</loc><lastmod>2019-12-09T15:59:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/29/visions-and-promises/</loc><lastmod>2019-12-09T15:56:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/13/help-or-hindrance/</loc><lastmod>2019-12-09T15:49:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/05/autumn-statement-2013-live-blog/</loc><lastmod>2019-12-09T12:54:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/15/ignoring-the-obvious/</loc><lastmod>2019-12-09T12:47:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/06/third-time-lucky/</loc><lastmod>2019-12-09T12:36:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/12/22/10-things-about-2017-part-one/</loc><lastmod>2019-12-03T17:45:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/31/10-things-about-2015-part-2/</loc><lastmod>2019-12-03T17:32:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/30/10-things-about-2015-part-1/</loc><lastmod>2019-12-03T16:54:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/23/10-things-about-2014-part-1/</loc><lastmod>2019-12-03T16:51:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/30/10-things-about-2014-part-2/</loc><lastmod>2019-12-03T16:47:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/12/30/10-things-about-2013-part-2/</loc><lastmod>2019-12-03T16:41:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/12/23/10-things-about-2013-part-1/</loc><lastmod>2019-12-03T16:38:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/31/10-things-about-2012-part-2/</loc><lastmod>2019-12-03T16:34:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/28/10-things-about-2012-part-1/</loc><lastmod>2019-12-03T16:31:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/11/25/conservatives-fail-to-rise-to-the-housing-challenge/</loc><lastmod>2019-11-27T09:49:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/11/14/beyond-the-good-news-on-new-homes/</loc><lastmod>2019-11-24T16:00:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/11/11/the-penny-drops-that-homes-are-worth-it/</loc><lastmod>2019-11-14T09:32:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/11/05/year-zero-for-starter-homes/</loc><lastmod>2019-11-07T09:09:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/11/01/the-clock-is-still-ticking-on-grenfell-response/</loc><lastmod>2019-11-05T11:32:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/15/starter-for-20/</loc><lastmod>2019-11-05T08:43:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/10/25/loans-homes-and-infrastructure/</loc><lastmod>2019-10-29T08:54:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/10/14/temporary-costs-and-permanent-solutions/</loc><lastmod>2019-10-18T08:54:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/10/15/the-housing-shaped-hole-at-the-heart-of-the-queens-speech/</loc><lastmod>2019-10-18T08:53:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/10/01/a-great-leap-backwards/</loc><lastmod>2019-10-13T14:30:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/09/26/getting-ready-for-decarbonisation/</loc><lastmod>2019-10-04T07:26:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/09/18/help-to-buy-and-wider-housing-policy/</loc><lastmod>2019-09-25T09:52:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/09/04/still-waiting-for-the-end-of-austerity/</loc><lastmod>2019-09-06T09:15:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/08/28/home-ownership-gimmicks-wont-change-much/</loc><lastmod>2019-08-30T08:03:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/30/shared-vision/</loc><lastmod>2019-08-28T08:16:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/08/21/how-temporary-became-permanent/</loc><lastmod>2019-08-27T09:51:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/08/20/a-stamp-duty-denial-and-the-budgets/</loc><lastmod>2019-08-22T09:02:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/08/13/a-new-mindset-on-decarbonisation/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2019/08/better-homes-e1565680113896.png</image:loc><image:title>Better Homes</image:title></image:image><lastmod>2019-08-13T07:10:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/07/25/enter-esther-mcvey/</loc><lastmod>2019-07-29T09:35:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/07/22/the-betrayal-of-the-addison-act/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2019/07/betrayal-cover-e1564047924170.png</image:loc><image:title>Betrayal cover</image:title></image:image><lastmod>2019-07-26T06:48:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/07/24/bigger-questions-lie-behind-public-land-failure/</loc><lastmod>2019-07-26T06:47:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/07/22/regime-change-2/</loc><lastmod>2019-07-24T14:00:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/07/12/ending-leaseholds-industrial-scale-racket/</loc><lastmod>2019-07-16T08:59:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/05/22/a-striking-and-complete-disconnect/</loc><lastmod>2019-07-12T14:09:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/06/21/housing-in-the-tory-leadership-contest/</loc><lastmod>2019-06-21T06:13:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/06/13/the-long-term-cost-of-help-to-buy/</loc><lastmod>2019-06-17T07:23:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/06/10/only-a-matter-of-time/</loc><lastmod>2019-06-21T17:48:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/05/20/what-will-a-new-pm-mean-for-housing/</loc><lastmod>2019-05-23T06:27:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/05/14/making-a-housebuilding-splash/</loc><lastmod>2019-05-17T08:18:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/05/09/the-devolution-dynamic-in-housing-policy/</loc><lastmod>2019-05-10T08:24:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/05/01/the-housing-trilemma/</loc><lastmod>2019-05-07T07:20:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/04/25/sidelining-of-tenants-is-part-of-a-wider-pattern/</loc><lastmod>2019-04-25T06:44:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/04/15/where-next-for-renting-after-section-21/</loc><lastmod>2019-04-17T19:02:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/04/09/a-warning-from-berlin/</loc><lastmod>2019-04-15T12:39:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/04/04/the-rise-and-rise-of-short-term-letting/</loc><lastmod>2019-04-08T08:31:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/03/19/the-implications-of-the-leasehold-scandal/</loc><lastmod>2019-03-21T07:36:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/05/five-years-on/</loc><lastmod>2019-03-20T06:54:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/06/equity-moans/</loc><lastmod>2019-03-20T06:52:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/03/11/the-shift-to-renter-rights/</loc><lastmod>2019-03-14T13:51:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/03/05/freezing-out-no-dss-landlords/</loc><lastmod>2019-03-07T23:56:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/02/28/its-not-just-about-help-to-buy/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2019/03/persimmon-per-plot.png</image:loc><image:title>Persimmon per plot</image:title></image:image><lastmod>2019-03-05T06:48:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/09/06/where-next-for-help-to-buy/</loc><lastmod>2019-03-04T17:26:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/15/going-dutch/</loc><lastmod>2019-02-26T07:41:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/04/final-answer/</loc><lastmod>2019-02-26T07:38:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/10/model-theory/</loc><lastmod>2019-02-26T07:37:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/06/broken-record/</loc><lastmod>2019-02-26T07:32:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/08/credit-crunch/</loc><lastmod>2019-02-26T07:29:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/02/21/coping-with-climate-change/</loc><lastmod>2019-02-26T07:25:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/02/19/parker-morris-and-homes-for-today-and-tomorrow/</loc><lastmod>2019-02-25T09:02:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/04/zero-sums/</loc><lastmod>2019-02-21T11:30:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/02/11/the-300000-home-question/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2019/02/300000-target.png</image:loc><image:title>300,000 target</image:title></image:image><lastmod>2019-02-21T07:43:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/01/31/celebrations-fit-for-heroes/</loc><lastmod>2019-02-19T10:06:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/01/30/the-man-who-collects-houses/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2019/01/screenshot-2019-01-27-at-12.26.31.png</image:loc><image:title>screenshot 2019-01-27 at 12.26.31</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2019/01/kenneth_griffin-e1548872546583.jpg</image:loc><image:title>kenneth_griffin</image:title></image:image><lastmod>2019-01-31T10:10:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/01/29/meanwhile-in-other-news/</loc><lastmod>2019-01-31T10:08:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/01/23/shrinking-homes-to-fit/</loc><lastmod>2019-01-25T11:10:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/20/end-game/</loc><lastmod>2019-01-23T10:32:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2019/01/08/a-new-vision-for-social-housing/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2019/01/shelter-commission.png</image:loc><image:title>shelter commission</image:title></image:image><lastmod>2019-01-10T09:18:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/19/something-to-shout-about/</loc><lastmod>2019-01-08T07:21:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/12/28/10-things-about-2018-part-two/</loc><lastmod>2018-12-30T17:24:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/12/21/10-things-about-2018-part-one/</loc><lastmod>2018-12-27T09:36:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/12/17/the-best-housing-books-of-2018/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/12/The-New-Enclosure-1050-8459f9064c1bd3fa7fdc04eb959f95f8.jpg</image:loc><image:title>The-New-Enclosure-1050-8459f9064c1bd3fa7fdc04eb959f95f8</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/12/9781509523252-e1523961831309.jpg</image:loc><image:title>9781509523252-e1523961831309</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/12/Municipal-Dreams-1050-f7515083b021fd4a7184368e857ac9de-e1545302469990.jpg</image:loc><image:title>Municipal-Dreams-1050-f7515083b021fd4a7184368e857ac9de</image:title></image:image><lastmod>2018-12-20T10:45:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/12/11/more-housing-questions-than-answers/</loc><lastmod>2018-12-13T18:02:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/12/04/social-housing-reforms-let-down-tenants/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/12/lettings.png</image:loc><image:title>Lettings</image:title></image:image><lastmod>2018-12-06T14:12:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/11/21/who-gets-the-most-subsidy-in-housing/</loc><lastmod>2018-12-07T17:22:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/11/19/dwp-denies-its-in-denial-on-poverty/</loc><lastmod>2018-11-22T10:54:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/11/13/the-legacy-of-the-1988-housing-act-30-years-on/</loc><lastmod>2018-11-18T17:17:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/10/30/whats-in-the-budget-small-print/</loc><lastmod>2018-11-01T07:53:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/10/26/six-things-to-look-out-for-in-the-budget/</loc><lastmod>2018-10-29T07:39:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/10/22/squaring-the-circle-of-regeneration/</loc><lastmod>2018-10-24T09:16:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/10/11/turning-tenants-into-owners/</loc><lastmod>2018-10-16T06:19:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/10/03/scrapping-the-cap/</loc><lastmod>2018-10-08T11:20:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/09/27/planning-profits-and-public-land/</loc><lastmod>2018-09-27T09:36:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/09/19/new-message-conservative/</loc><lastmod>2018-09-24T13:42:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/09/10/private-renting-ten-years-on/</loc><lastmod>2018-09-21T10:54:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/09/13/land-value-capture-looks-like-an-idea-whose-time-has-come/</loc><lastmod>2018-09-21T10:54:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/08/29/time-end-freeze/</loc><lastmod>2018-09-06T13:02:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/08/20/that-was-the-housing-week-that-wasnt/</loc><lastmod>2018-08-28T10:36:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/08/14/u-turns-but-no-vision-in-social-housing-green-paper/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/gp-cover.png</image:loc><image:title>GP cover</image:title></image:image><lastmod>2018-08-16T09:54:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/05/18/housing-in-the-conservative-manifesto/</loc><lastmod>2018-08-15T16:37:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/08/02/english-housing-survey-private-renting/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/hhold-income-prs.png</image:loc><image:title>Hhold income PRS</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/kids.png</image:loc><image:title>Kids</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/prs-by-age.png</image:loc><image:title>PRS by age</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/prs-growth.png</image:loc><image:title>PRS growth</image:title></image:image><lastmod>2018-08-15T08:20:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/08/13/what-the-english-housing-survey-says-about-owner-occupation/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/recent-movers.png</image:loc><image:title>Recent movers</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/income-pc-by-tenure.png</image:loc><image:title>Income pc by tenure</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/income-quintiles-by-tenure.png</image:loc><image:title>Income quintiles by tenure</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/detailed-owner-split.png</image:loc><image:title>Detailed owner split</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/owner-split.png</image:loc><image:title>Owner split</image:title></image:image><lastmod>2018-08-15T18:28:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/08/13/housing-week-off-to-an-uncertain-start/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/08/brokenshire-e1534176487355.jpeg</image:loc><image:title>Brokenshire</image:title></image:image><lastmod>2018-08-13T19:22:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/07/25/new-nppf-but-no-green-paper/</loc><lastmod>2018-07-30T07:23:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/07/23/the-rise-of-working-homelessness/</loc><lastmod>2018-07-26T07:31:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/07/18/what-the-english-housing-survey-says-about-social-renting/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/07/reasons-arrears-srs.png</image:loc><image:title>Reasons arrears SRS</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/07/hh-income-srs.png</image:loc><image:title>HH income SRS</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/07/social-in-work.png</image:loc><image:title>Social in work</image:title></image:image><lastmod>2018-07-24T09:13:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/11/bedroom-blues/</loc><lastmod>2018-07-19T12:17:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/04/rights-row-the-un-and-housing/</loc><lastmod>2018-07-12T10:43:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/07/10/the-latest-new-housing-minister/</loc><lastmod>2018-07-12T10:40:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/07/02/the-politics-of-longer-private-tenancies/</loc><lastmod>2018-07-06T16:20:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/02/control-speak/</loc><lastmod>2019-03-14T11:16:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/06/26/rethinking-social-housing/</loc><lastmod>2018-06-28T10:22:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/06/25/variety-the-key-to-faster-build-out-says-letwin/</loc><lastmod>2018-06-27T07:20:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/03/13/will-letwin-be-worth-the-wait/</loc><lastmod>2018-06-25T10:13:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/06/11/a-plan-to-end-homelessness/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/06/cover.png</image:loc><image:title>Cover</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/06/legislation.png</image:loc><image:title>Legislation</image:title></image:image><lastmod>2018-06-16T15:13:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/06/05/grenfells-culture-of-non-compliance/</loc><lastmod>2018-06-07T08:17:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/06/29/the-welfare-state-reaches-retirement-age/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2013/06/nhs-launch-leaflet.jpg</image:loc><image:title>NHS-Launch-Leaflet</image:title></image:image><lastmod>2018-05-27T07:35:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/24/we-are-not-a-charity/</loc><lastmod>2018-05-27T07:32:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/05/14/remembering-ronan-point/</loc><lastmod>2018-05-16T06:48:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/05/08/red-tape-rabbit-hutches/</loc><lastmod>2018-05-24T19:33:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/22/tape-measure/</loc><lastmod>2018-05-08T09:46:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/05/01/seven-big-questions-facing-james-brokenshire/</loc><lastmod>2018-05-04T09:01:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/04/30/from-housing-ladder-to-housing-treadmill/</loc><lastmod>2018-05-02T19:40:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/04/20/labour-sets-out/</loc><lastmod>2018-04-23T10:52:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/04/17/five-wasted-years/</loc><lastmod>2018-04-19T15:21:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/04/09/mr-buggins-immigration-and-house-prices/</loc><lastmod>2018-04-13T08:58:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/09/buy-buy-buy/</loc><lastmod>2018-04-08T07:40:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/04/03/rough-sleeping-initiative-deja-vu/</loc><lastmod>2018-04-06T10:11:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/03/29/april-arrives-with-some-rare-good-news/</loc><lastmod>2018-04-04T06:55:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/05/april-is-the-cruellest-month/</loc><lastmod>2018-03-29T06:43:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/03/21/what-and-who-is-social-housing-for/</loc><lastmod>2018-03-26T07:57:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/03/21/where-the-money-really-goes-in-housing/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/03/figure-1-3-1.jpg</image:loc><image:title>Chapters tables charts 2018</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/03/figure-1-3-2.jpg</image:loc><image:title>Chapters tables charts 2018</image:title></image:image><lastmod>2018-03-21T16:38:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/03/05/steps-in-the-right-direction/</loc><lastmod>2018-03-13T18:37:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/02/28/a-benefit-to-society/</loc><lastmod>2018-03-12T07:28:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/02/27/scotland-shows-the-way-on-affordable-housing/</loc><lastmod>2018-03-04T16:26:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/02/16/age-class-ownership/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/figure-11.png</image:loc><image:title>Figure 11</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/figure-8.png</image:loc><image:title>Figure 8</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/figure-5.png</image:loc><image:title>Figure 5</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/figure-4.png</image:loc><image:title>Figure 4</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/figure-1.png</image:loc><image:title>Figure 1</image:title></image:image><lastmod>2018-02-27T09:40:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/02/07/to-ballot-or-not-to-ballot/</loc><lastmod>2018-02-20T10:28:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/02/13/is-housing-more-politically-important-than-the-nhs/</loc><lastmod>2018-02-19T10:07:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/01/25/one-small-step/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/tenure-2.png</image:loc><image:title>tenure 2</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/age-2.png</image:loc><image:title>Age 2</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2018/02/london-and-outside-2.png</image:loc><image:title>London and outside 2</image:title></image:image><lastmod>2018-02-16T10:44:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/01/23/new-name-new-ministers-new-start/</loc><lastmod>2018-01-26T09:40:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/01/16/lessons-from-the-collapse-of-carillion/</loc><lastmod>2018-01-23T07:47:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2018/01/09/return-of-the-housing-ministry/</loc><lastmod>2018-01-16T09:24:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/23/beyond-facts/</loc><lastmod>2018-01-09T08:39:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/01/many-unhappy-returns-to-the-bedroom-tax/</loc><lastmod>2018-01-09T08:36:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/12/31/five-wishes-for-2018/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/12/emotions-2018-new-years-day-new-years-eve-2916885.png</image:loc><image:title>Emotions-2018-New-Years-Day-New-Years-Eve-2916885</image:title></image:image><lastmod>2018-01-01T10:25:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/12/28/10-things-about-2017-part-two/</loc><lastmod>2017-12-30T11:18:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/12/18/a-damning-verdict-on-the-building-regulations-and-fire-safety/</loc><lastmod>2017-12-22T11:13:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/12/15/over-egging-the-pudding/</loc><lastmod>2017-12-19T08:02:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/12/04/farewell-social-mobility/</loc><lastmod>2017-12-19T07:59:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/29/who-owns-britain/</loc><lastmod>2017-12-05T11:49:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/22/poverty-prism/</loc><lastmod>2017-12-03T17:27:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/22/the-real-budget-agenda-is-clear/</loc><lastmod>2017-11-27T08:22:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/20/a-look-ahead-to-the-budget-part-three-welfare-and-tax/</loc><lastmod>2017-11-22T09:14:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/15/a-look-ahead-to-the-budget-part-two-investment/</loc><lastmod>2017-11-20T17:00:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/13/a-look-ahead-to-the-budget-part-one-the-land-question/</loc><lastmod>2017-11-20T10:28:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/08/the-horrors-of-temporary-housing/</loc><lastmod>2017-11-15T15:17:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/12/the-long-term-consequences-of-falling-home-ownership/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/11/4454428_08078f91-e1510509992875.jpg</image:loc><image:title>4454428_08078f91</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/11/retirees.jpg</image:loc><image:title>retirees</image:title></image:image><lastmod>2017-11-14T10:39:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/11/02/look-beyond-the-rate-rise-for-the-real-housing-squeeze/</loc><lastmod>2017-11-06T09:27:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/10/26/a-massive-relief-to-social-landlords-and-tenants-but-what-now/</loc><lastmod>2017-11-03T10:21:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/10/a-lot-of-quid-not-much-quo/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/09/new-build-prices2-e1347285881171.jpg</image:loc><image:title>new build prices</image:title><image:caption>Annual % rise in prices of new build and pre-owned homes (ONS)</image:caption></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/09/new-build-prices1.jpg</image:loc><image:title>new build prices</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/09/new-build-prices.jpg</image:loc><image:title>new build prices</image:title><image:caption>Annual % rise in prices of new build and pre-owned homes. Source: ONS</image:caption></image:image><lastmod>2017-11-01T08:12:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/10/23/are-things-moving-at-last-on-housing/</loc><lastmod>2017-10-27T09:31:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/10/20/starting-with-the-evidence/</loc><lastmod>2017-10-25T15:43:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/10/13/turn-screw/</loc><lastmod>2017-10-17T11:13:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/10/04/may-dedicates-premiership/</loc><lastmod>2017-10-12T09:11:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/10/02/political-heat/</loc><lastmod>2017-10-09T09:28:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/09/29/ten-years-after/</loc><lastmod>2017-10-03T09:04:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/09/20/sajid-javid-apparent/</loc><lastmod>2017-09-27T07:51:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/09/14/what-a-way-to-run-a-housing-system/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/09/affordable-housing-completions.jpg</image:loc><image:title>UKHR briefing 2017 rev</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/09/post-election-housing.jpg</image:loc><image:title>UKHR briefing 2017 rev</image:title></image:image><lastmod>2017-09-21T10:58:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/09/11/radio-review-streets-apart/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/09/p05cyntf.jpg</image:loc><image:title>p05cyntf</image:title></image:image><lastmod>2017-09-15T06:25:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/09/05/the-state-of-owner-occupation/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/09/fig-3-1.jpg</image:loc><image:title>Fig 3.1</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/09/fig-4-1.jpg</image:loc><image:title>Fig 4.1</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/09/figure-1-3.jpg</image:loc><image:title>Figure 1.3</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/09/split.jpg</image:loc><image:title>split</image:title></image:image><lastmod>2017-09-11T08:50:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/08/29/simple-solutions-plague-our-thinking-about-housing/</loc><lastmod>2017-09-04T09:36:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/08/23/edinburgh-2017/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/javaad-alipoor-show-image-by-jack-offord-web-main.jpg</image:loc><image:title>Javaad Alipoor Show Image by Jack Offord Web MAIN</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/howtoact-small-1024x1024.jpg</image:loc><image:title>howtoact-small-1024x1024</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/the-gardener-webedit.jpeg</image:loc><image:title>The-Gardener-Webedit</image:title></image:image><lastmod>2017-08-25T09:06:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/08/17/a-system-under-strain/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/repair.jpg</image:loc><image:title>repair</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/decent.jpg</image:loc><image:title>decent</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/age.jpg</image:loc><image:title>age</image:title></image:image><lastmod>2017-08-24T10:59:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/08/10/crisis-warns-of-surge-in-homelessness/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/forecast.jpg</image:loc><image:title>forecast</image:title></image:image><lastmod>2017-08-17T06:10:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/08/10/film-review-dispossession/</loc><lastmod>2017-08-23T15:14:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/08/03/the-day-mrs-thatcher-came-for-tea/</loc><lastmod>2017-08-13T17:00:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/08/02/state-private-renting/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/figure-4-3.jpg</image:loc><image:title>Figure 4.3</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/figure-3-3.jpg</image:loc><image:title>Figure 3.3</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/figure-3-1.jpg</image:loc><image:title>Figure 3.1</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/figure-2-2.jpg</image:loc><image:title>Figure 2.2</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/costs.jpg</image:loc><image:title>Costs</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/kids-in-prs.jpg</image:loc><image:title>Kids in PRS</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/figure-1-1.jpg</image:loc><image:title>Figure 1.1</image:title></image:image><lastmod>2017-08-08T10:41:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/07/24/housing-insecurity-takes-centre-stage/</loc><lastmod>2017-08-04T08:57:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/07/19/the-state-of-social-housing/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/fig-2-7.png</image:loc><image:title>Fig 2.7</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/graphic-1.png</image:loc><image:title>Graphic 1</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/fig-1-4.png</image:loc><image:title>Fig 1.4</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/08/fig-1-2.png</image:loc><image:title>Fig 1.2</image:title></image:image><lastmod>2017-08-01T08:26:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/07/12/finding-new-homes-for-grenfell-families/</loc><lastmod>2017-07-17T18:10:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/07/11/time-for-cross-party-co-operation-on-housing/</loc><lastmod>2017-07-14T11:28:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/06/21/prospects-for-real-change-go-backwards/</loc><lastmod>2017-06-26T07:58:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/06/15/learning-the-lessons-of-grenfell-tower/</loc><lastmod>2017-06-21T08:34:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/06/15/another-new-minister-steps-through-housings-revolving-door/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/06/age-01.png</image:loc><image:title>Age-01</image:title></image:image><lastmod>2017-06-20T08:14:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/06/09/time-for-the-tories-to-listen-on-housing/</loc><lastmod>2017-06-14T15:38:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/06/06/the-election-housing-and-poverty/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/06/audit.jpg</image:loc><image:title>audit</image:title></image:image><lastmod>2017-06-08T07:17:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/06/01/theresa-may-and-old-joe/</loc><lastmod>2017-06-07T15:12:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/05/11/a-look-ahead-to-the-manifestos/</loc><lastmod>2017-05-25T07:21:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/05/16/housing-in-the-labour-manifesto/</loc><lastmod>2017-05-23T08:19:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/05/14/the-conservative-manifesto-plan/</loc><lastmod>2017-05-22T10:25:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/05/15/theresa-mays-social-housing/</loc><lastmod>2017-05-22T10:23:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/05/02/time-for-ministers-to-listen-on-the-lha-cap/</loc><lastmod>2017-05-09T12:49:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/04/28/holding-the-government-to-account/</loc><lastmod>2017-05-04T06:31:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/04/27/the-price-of-everything-and-the-value-of-nothing/</loc><lastmod>2017-05-03T08:35:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/04/21/how-the-lha-cap-will-target-the-poorest-communities/</loc><lastmod>2017-04-28T09:57:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/04/18/snap-election/</loc><lastmod>2017-04-24T14:15:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/04/13/the-problems-with-leasehold/</loc><lastmod>2017-04-20T07:04:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/04/06/watching-the-benefit-cap/</loc><lastmod>2017-04-13T06:51:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/04/03/lha-a-reverse-supermarket-sweep/</loc><lastmod>2017-04-07T09:00:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/27/the-problem-with-the-bank-of-mum-and-dad/</loc><lastmod>2017-03-31T11:00:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/27/the-charge-of-the-brexit-brigade/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/charge-light-brigade.jpg</image:loc><image:title>charge-light-brigade</image:title></image:image><lastmod>2017-03-28T08:16:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/20/relegation-zone/</loc><lastmod>2017-03-27T11:46:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/13/the-end-right-to-buy/</loc><lastmod>2017-03-17T10:55:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/08/dont-mention-the-benefits-freeze/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/welfare-squeeze-obr.jpg</image:loc><image:title>Welfare squeeze OBR</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/spending-per-capita.jpg</image:loc><image:title>spending per capita</image:title></image:image><lastmod>2017-03-14T13:36:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/12/tax-and-the-self-employed/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/hammond.jpg</image:loc><image:title>hammond</image:title></image:image><lastmod>2017-03-13T14:23:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/06/the-country-that-works-a-lot-better-for-some/</loc><lastmod>2017-03-13T07:58:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/03/02/five-things-we-learned-from-english-housing-survey/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/tenure-2014-15.jpg</image:loc><image:title>Tenure 2014-15</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/london-and-outside.jpg</image:loc><image:title>London and outside</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/25-34-2015-16.jpg</image:loc><image:title>25-34 2015-16</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/income-quintiles.jpg</image:loc><image:title>Income quintiles</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/perc-of-income.jpg</image:loc><image:title>perc of income</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/overcrowding-2015-16.jpg</image:loc><image:title>overcrowding 2015-16</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/income.jpg</image:loc><image:title>Income</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2017/03/underocc-1516.jpg</image:loc><image:title>Underocc 1516</image:title></image:image><lastmod>2017-03-08T08:08:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/02/24/housing-an-ageing-population/</loc><lastmod>2017-03-03T17:57:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/02/21/the-limits-of-consensus/</loc><lastmod>2017-02-28T09:00:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/02/23/the-taxing-problem-of-property/</loc><lastmod>2017-03-03T01:18:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/02/10/marks-out-of-10-for-the-housing-white-paper/</loc><lastmod>2017-02-17T09:33:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/02/07/has-the-white-paper-fixed-it/</loc><lastmod>2017-02-14T10:13:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/01/30/prevention-and-cure/</loc><lastmod>2017-02-10T16:22:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/01/12/10-tests-for-the-housing-white-paper/</loc><lastmod>2017-02-07T09:06:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/01/19/an-unambitious-ambition/</loc><lastmod>2017-02-02T08:50:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/01/25/happy-birthday-mk/</loc><lastmod>2017-02-02T08:50:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/01/03/the-trouble-with-starter-homes/</loc><lastmod>2017-01-10T11:32:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/12/29/2016-and-the-end-of-the-end-of-history/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/12/8566727275_844dbb58a9_b.jpg</image:loc><image:title>8566727275_844dbb58a9_b</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/12/brexit-referendum-uk-1468255044bix.jpg</image:loc><image:title>brexit-referendum-uk-1468255044bix</image:title></image:image><lastmod>2017-01-09T21:04:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2017/01/03/planting/</loc><lastmod>2017-01-09T10:52:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/25/little-progress/</loc><lastmod>2017-01-04T09:18:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/12/29/10-things-about-2016-part-two/</loc><lastmod>2017-01-03T16:48:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/12/31/top-five-posts-of-2016/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/12/sylvester-723054_1280.jpg</image:loc><image:title>sylvester-723054_1280</image:title></image:image><lastmod>2016-12-31T15:29:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/14/rachman-rogues-and-renting/</loc><lastmod>2018-03-30T22:48:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/12/23/10-things-about-2016-part-one/</loc><lastmod>2016-12-30T12:37:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/12/15/wake-up-call-2/</loc><lastmod>2016-12-22T11:50:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/12/07/two-way-street-2/</loc><lastmod>2016-12-14T09:39:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/11/23/jams-and-nomads/</loc><lastmod>2016-11-30T09:54:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/11/15/hitting-the-target/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/11/net-supply-2.jpg</image:loc><image:title>net-supply-2</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/11/netsupply.jpg</image:loc><image:title>netsupply</image:title></image:image><lastmod>2016-11-21T11:11:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/11/08/manifestly-without-details/</loc><lastmod>2016-11-14T18:46:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/11/08/manifestly-without-reason/</loc><lastmod>2016-11-14T12:16:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/11/13/book-review-the-financialization-of-housing/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/11/9781138950580.jpg</image:loc><image:title>9781138950580</image:title></image:image><lastmod>2016-11-14T09:31:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/11/01/cutting-the-cap/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/11/char_408.jpg</image:loc><image:title>char_408</image:title></image:image><lastmod>2016-11-04T09:08:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/10/31/the-ides-of-november/</loc><lastmod>2016-11-03T09:43:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/10/24/is-the-customer-always-right/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/10/i-daniel-blake-still-2.jpg</image:loc><image:title>i-daniel-blake-still-2</image:title></image:image><lastmod>2017-01-03T17:43:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/10/19/building-the-case/</loc><lastmod>2016-10-24T10:39:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/10/14/ten-steps-to-a-housing-crisis/</loc><lastmod>2016-10-18T09:38:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/10/11/beyond-the-fringe/</loc><lastmod>2016-10-14T10:03:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/10/06/working-for-everyone/</loc><lastmod>2016-10-11T11:56:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/09/29/question-and-answers/</loc><lastmod>2016-10-03T06:25:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/09/15/support-and-protect/</loc><lastmod>2016-09-30T07:11:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/09/27/falling-and-failing/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/09/exclusion.jpg</image:loc><image:title>exclusion</image:title></image:image><lastmod>2016-09-30T07:07:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/09/23/skills-and-homes/</loc><lastmod>2016-09-29T14:23:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/09/13/what-next/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/09/manifesto.jpg</image:loc><image:title>manifesto</image:title></image:image><lastmod>2016-09-16T12:07:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/09/09/cats-and-cream/</loc><lastmod>2016-09-14T09:30:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/09/05/homes-and-votes/</loc><lastmod>2016-09-08T17:28:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/08/31/back-to-work/</loc><lastmod>2016-09-05T12:10:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/08/24/off-target/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/08/start-comp.jpg</image:loc><image:title>start comp</image:title></image:image><lastmod>2016-08-31T14:51:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/08/24/lining-their-pockets/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/08/hb-2.jpg</image:loc><image:title>hB 2</image:title></image:image><lastmod>2016-08-30T14:09:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/08/18/repairing-the-safety-net/</loc><lastmod>2016-08-24T16:52:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/08/15/remembering-cathy/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/08/4934588394_e88a76f65d.jpg</image:loc><image:title>4934588394_e88a76f65d</image:title></image:image><lastmod>2016-08-18T07:32:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/08/04/going-lower/</loc><lastmod>2016-08-08T17:00:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/01/12/winners-and-losers/</loc><lastmod>2016-08-04T09:08:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/07/12/may-day/</loc><lastmod>2016-08-04T04:07:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/07/26/looking-for-clues/</loc><lastmod>2016-08-03T17:09:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/07/28/home-thoughts/</loc><lastmod>2016-08-02T07:12:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/07/15/peer-review-2/</loc><lastmod>2016-07-25T14:09:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/07/05/blue-futures/</loc><lastmod>2016-07-12T09:40:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/30/owning-the-future/</loc><lastmod>2016-07-08T16:25:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/24/home-alone-what-brexit-could-mean-for-housing/</loc><lastmod>2016-07-01T07:21:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/27/a-shameful-conquest-of-itself/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/06/uk-1067139_960_720.jpg</image:loc><image:title>uk-1067139_960_720</image:title></image:image><lastmod>2016-06-28T10:43:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/25/scottish-independence-whats-the-question/</loc><lastmod>2016-06-27T16:23:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/22/brexit-door/</loc><lastmod>2016-06-27T16:22:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/27/red-flags-flying-over-right-to-buy/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/06/rtb-hb.jpg</image:loc><image:title>RTB HB</image:title></image:image><lastmod>2016-06-27T08:41:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/13/a-right-to-own/</loc><lastmod>2016-06-21T11:27:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/10/driving-a-hybrid/</loc><lastmod>2016-06-17T09:20:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/06/07/in-the-bag/</loc><lastmod>2016-06-14T08:38:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/05/26/hitting-a-million/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/06/net-supply.jpg</image:loc><image:title>Net supply</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/06/annual-completions.jpg</image:loc><image:title>annual completions</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/06/completions-may-2016.jpg</image:loc><image:title>completions May 2016</image:title></image:image><lastmod>2016-06-02T13:29:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/05/23/stable-door/</loc><lastmod>2016-06-01T09:14:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/05/11/the-housing-bill-last-word/</loc><lastmod>2016-05-19T14:39:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/05/09/questions-of-power/</loc><lastmod>2016-05-16T10:50:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/05/05/the-housing-bill-price-to-pay/</loc><lastmod>2016-05-12T10:05:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/05/04/the-housing-bill-mind-the-gap/</loc><lastmod>2016-05-10T10:28:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/04/29/the-housing-bill-the-final-lap/</loc><lastmod>2016-05-05T14:17:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/04/19/the-housing-bill-the-better-part-of-valour/</loc><lastmod>2016-04-25T20:19:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/04/14/the-housing-bill-higher-power/</loc><lastmod>2016-04-21T08:52:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/04/12/the-housing-bill-fresh-start/</loc><lastmod>2016-04-18T17:01:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/04/11/three-futures/</loc><lastmod>2016-04-18T09:57:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/04/10/what-david-camerons-tax-returns-say-about-property/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/04/tax.jpg</image:loc><image:title>Tax</image:title></image:image><lastmod>2016-04-14T17:20:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/04/04/the-turn-of-the-screw/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/04/cap-2016.jpg</image:loc><image:title>cap 2016</image:title></image:image><lastmod>2016-04-11T09:25:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/03/27/book-review-the-rent-trap/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/03/rent-trap.png</image:loc><image:title>Rent trap</image:title></image:image><lastmod>2016-03-30T04:49:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/03/22/paying-the-price-for-pay-to-stay-part-2/</loc><lastmod>2016-03-29T08:20:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/03/18/paying-the-price-for-pay-to-stay-part-1/</loc><lastmod>2016-03-24T17:33:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/03/20/farewell-to-the-great-social-reformer/</loc><lastmod>2016-03-21T11:33:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/26/iain-duncan-smiths-cat/</loc><lastmod>2016-03-20T18:45:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/03/10/filling-in-the-blanks-in-the-housing-bill/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2016/03/cdhqh3cxiaahxd5.jpg</image:loc><image:title>CdHQH3CXIAAHXD5</image:title></image:image><lastmod>2016-03-16T10:38:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/03/07/united-nation/</loc><lastmod>2016-03-15T09:36:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/03/01/mind-the-gaps-in-the-housing-bill/</loc><lastmod>2016-03-07T12:31:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/25/the-homelessness-trap/</loc><lastmod>2016-03-03T11:49:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/18/home-ownership-decline-and-rise/</loc><lastmod>2016-02-24T10:53:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/16/did-help-to-buy-help/</loc><lastmod>2016-02-23T10:03:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/10/checking-the-bill/</loc><lastmod>2016-02-17T11:21:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/09/going-rogue/</loc><lastmod>2016-02-16T11:40:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/08/green-light-for-affordable-homes/</loc><lastmod>2016-02-15T16:19:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/04/monopoly-money-london-help-to-buy/</loc><lastmod>2016-02-11T16:41:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/02/01/looking-on-the-bright-side/</loc><lastmod>2016-02-09T13:49:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/01/27/peer-review-part-1/</loc><lastmod>2016-02-05T09:42:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/01/27/peer-review-part-2/</loc><lastmod>2016-02-05T09:41:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/01/06/the-housing-bill-just-for-starters/</loc><lastmod>2016-01-26T13:29:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/01/13/the-housing-bill-from-bad-to-worse/</loc><lastmod>2016-01-26T13:28:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/01/11/estate-regeneration-trust-and-money/</loc><lastmod>2016-01-18T19:03:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2016/01/04/shifting-sands-2/</loc><lastmod>2016-01-11T17:03:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/31/2015-in-review/</loc><lastmod>2015-12-31T11:26:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/21/the-furious-commitment-of-chris-holmes/</loc><lastmod>2015-12-28T09:04:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/17/the-grim-reality-of-the-bedroom-tax/</loc><lastmod>2015-12-27T14:00:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/04/moment-in-the-sun/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/12/ahs.jpg</image:loc><image:title>AHS</image:title></image:image><lastmod>2015-12-22T09:07:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/09/doing-things-differently/</loc><lastmod>2015-12-22T09:06:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/12/15/voluntary-service/</loc><lastmod>2015-12-22T09:05:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/07/15/in-case-you-missed-it/</loc><lastmod>2015-12-16T15:58:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/31/rule-of-law/</loc><lastmod>2015-12-12T17:07:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/25/stay-or-go/</loc><lastmod>2015-12-12T17:07:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/30/keep-your-friends-close-part-1/</loc><lastmod>2015-12-07T11:46:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/30/keep-your-friends-close-part-2/</loc><lastmod>2015-12-07T11:45:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/27/brave-new-world/</loc><lastmod>2015-12-06T17:16:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/17/give-and-take-the-spending-review-and-housing-benefit/</loc><lastmod>2015-11-24T20:37:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/13/good-cop-bad-cop-and-mad-cop/</loc><lastmod>2015-11-20T08:45:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/11/beyond-meaning/</loc><lastmod>2015-11-19T15:25:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/15/rent-control-moves-closer-to-home/</loc><lastmod>2015-11-16T09:26:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/04/right-to-buy-watch/</loc><lastmod>2015-11-11T07:46:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/03/noises-off/</loc><lastmod>2015-11-10T09:48:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/11/02/the-needs-of-the-many/</loc><lastmod>2015-11-09T16:06:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/10/30/coming-soon-the-sequels-to-housing-association-reclassification/</loc><lastmod>2015-11-06T10:42:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/10/29/the-pay-to-stay-work-tax/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/11/pay-to-stay-rental-income.jpg</image:loc><image:title>pay to stay rental income</image:title></image:image><lastmod>2015-11-05T10:05:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/12/the-victorian-values-of-octavia-hill/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/08/octavia1.jpg</image:loc><image:title>octavia</image:title><image:caption>Portait of Octavia Hill by John Singer Sergent</image:caption></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/08/octavia.jpg</image:loc><image:title>octavia</image:title><image:caption>Portait of Octavia Hill by John Singer Sergent</image:caption></image:image><lastmod>2015-11-03T18:00:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/10/27/look-on-the-back/</loc><lastmod>2015-10-27T13:15:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/10/06/beyond-the-deal/</loc><lastmod>2015-10-14T06:57:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/10/14/under-new-ownership/</loc><lastmod>2015-10-14T07:12:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/10/02/deal-or-no-deal/</loc><lastmod>2015-10-02T14:12:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/09/24/whos-counting/</loc><lastmod>2015-10-01T08:04:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/16/cry-freedom/</loc><lastmod>2015-09-24T12:27:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/09/17/last-laugh/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/09/rtb-bill.jpg</image:loc><image:title>RTB bill</image:title></image:image><lastmod>2015-09-24T09:20:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/09/15/back-to-the-future/</loc><lastmod>2015-10-12T21:41:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/09/14/boom-at-the-top/</loc><lastmod>2015-09-21T08:25:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/09/11/home-stretch/</loc><lastmod>2015-09-18T10:04:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/09/09/between-the-lines/</loc><lastmod>2015-09-16T07:28:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/09/02/scotland-goes-its-own-way-on-private-renting/</loc><lastmod>2015-10-12T21:44:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/08/26/concerned-eyebrows/</loc><lastmod>2015-09-02T10:26:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/08/17/sold-out/</loc><lastmod>2015-08-26T11:40:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/08/11/the-sharp-end/</loc><lastmod>2015-08-19T06:51:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/08/16/the-101st-day/</loc><lastmod>2015-08-18T00:19:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/08/03/promised-land/</loc><lastmod>2015-08-10T15:47:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/28/the-fall-guys-part-two/</loc><lastmod>2015-08-04T14:47:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/28/the-fall-guys-part-one/</loc><lastmod>2015-08-03T10:35:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/23/shifting-sands/</loc><lastmod>2015-07-30T07:45:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/22/cuts-caps-and-goalposts/</loc><lastmod>2015-07-29T07:14:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/05/heres-how-to-build-a-home-owning-britain/</loc><lastmod>2015-07-26T06:27:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/05/enemies-of-the-state/</loc><lastmod>2015-07-26T06:21:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/16/state-of-the-nation/</loc><lastmod>2015-07-23T08:32:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/13/if-at-first-you-dont-succeed/</loc><lastmod>2015-07-20T13:03:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/06/frustrated-hopes/</loc><lastmod>2015-07-13T15:32:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/30/two-way-street/</loc><lastmod>2015-07-10T09:52:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/09/work-hard-do-the-right-thing-and-get-screwed/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/07/2-earners.jpg</image:loc><image:title>2 earners</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/07/1-earner.jpg</image:loc><image:title>1 earner</image:title></image:image><lastmod>2015-07-12T01:42:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/07/06/reconstructing-speenhamland/</loc><lastmod>2015-07-07T11:40:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/24/under-pressure-2/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/07/6-weeks.jpg</image:loc><image:title>6 weeks</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/07/out-of-area.jpg</image:loc><image:title>out of area</image:title></image:image><lastmod>2015-07-02T09:03:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/23/if-the-cap-fits/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/07/impact-of-23k-cap.jpg</image:loc><image:title>impact of 23k cap</image:title></image:image><lastmod>2015-07-01T06:32:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/18/role-model/</loc><lastmod>2015-06-24T15:49:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/01/06/the-return-of-rent-control/</loc><lastmod>2015-06-24T15:43:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/17/blind-spot/</loc><lastmod>2015-06-24T09:05:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/10/fly-in-the-ointment/</loc><lastmod>2015-06-21T10:44:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/03/peer-review/</loc><lastmod>2015-06-17T07:36:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/01/vacant-lots/</loc><lastmod>2015-06-14T18:36:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/05/27/blue-skies-part-two/</loc><lastmod>2015-06-08T09:12:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/06/01/death-of-the-ideal-home/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/06/btl1.jpg</image:loc><image:title>BTL1</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/06/cga6zg0xiaagexo-png-large.jpg</image:loc><image:title>CGa6zG0XIAAgEXo.png-large</image:title></image:image><lastmod>2015-06-01T21:49:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/05/22/blue-skies-part-one/</loc><lastmod>2015-05-31T13:53:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/05/21/good-start/</loc><lastmod>2015-05-22T16:58:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/05/08/the-day-after/</loc><lastmod>2015-05-18T17:27:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/05/01/home-nations-2/</loc><lastmod>2015-05-15T08:12:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/12/have-the-tories-lost-the-plot/</loc><lastmod>2015-05-10T10:24:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/05/06/the-final-countdown/</loc><lastmod>2015-05-07T21:46:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/23/rentier-nation/</loc><lastmod>2015-05-06T08:24:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/23/the-b-word/</loc><lastmod>2015-05-05T09:47:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/30/the-rebel-and-the-ponytail/</loc><lastmod>2015-05-02T11:23:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/22/right-to-sell/</loc><lastmod>2015-05-01T07:36:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/21/housing-at-the-hustings/</loc><lastmod>2015-05-01T07:32:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/16/heart-brain-and-clegg/</loc><lastmod>2015-04-24T11:22:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/17/from-one-planet-to-dr-earth/</loc><lastmod>2015-04-24T11:18:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/14/homes-for-votes/</loc><lastmod>2015-04-21T18:26:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/13/no-surprises-from-labour/</loc><lastmod>2015-04-21T10:14:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/04/07/plan-c/</loc><lastmod>2015-04-10T17:44:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/30/last-words/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/03/affordable-c2a3.jpg</image:loc><image:title>Affordable £</image:title></image:image><lastmod>2015-04-07T14:08:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/04/on-repeat/</loc><lastmod>2015-04-05T16:11:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/25/village-vision/</loc><lastmod>2015-04-01T15:39:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/17/beyond-the-pale/</loc><lastmod>2015-03-27T16:44:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/13/the-limits-of-localism/</loc><lastmod>2015-03-23T17:37:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/26/paying-the-bill/</loc><lastmod>2015-03-22T17:12:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/10/sign-of-four/</loc><lastmod>2015-03-20T16:34:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/19/the-man-with-a-plan-who-wont-tell-us-what-it-is/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/03/working-age.jpg</image:loc><image:title>working age</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/03/pensioners.jpg</image:loc><image:title>pensioners</image:title></image:image><lastmod>2015-03-31T21:27:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/07/benefit-baseline/</loc><lastmod>2015-03-20T11:53:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/03/starters-orders-3/</loc><lastmod>2015-03-10T10:21:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/03/04/minority-rule/</loc><lastmod>2015-03-16T19:47:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/19/falling-short-2/</loc><lastmod>2015-03-04T08:04:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/24/right-to-buy-a-clarification/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/02/rtb.jpg</image:loc><image:title>RTB</image:title></image:image><lastmod>2015-03-04T08:01:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/25/the-tenure-trap/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/02/tenure.jpg</image:loc><image:title>Tenure</image:title></image:image><lastmod>2015-03-04T07:54:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/27/10-things-you-may-not-know-about-the-beveridge-report/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/portrait2.jpg</image:loc><image:title>portrait</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/prem4-89-2pg39_r3_c11.jpg</image:loc><image:title>prem4-89-2pg39_r3_c1</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/prem4-89-2pg39_r3_c1.jpg</image:loc><image:title>prem4-89-2pg39_r3_c1</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/beveridge2.jpg</image:loc><image:title>beveridge</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/portrait1.jpg</image:loc><image:title>portrait</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/beveridge1.jpg</image:loc><image:title>beveridge</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/portrait.jpg</image:loc><image:title>portrait</image:title></image:image><lastmod>2015-02-20T17:42:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/17/rallying-call/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/02/img_0365.jpg</image:loc><image:title>IMG_0365</image:title></image:image><lastmod>2015-02-17T15:20:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/12/own-goals/</loc><lastmod>2015-02-12T17:54:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/09/helping-hand/</loc><lastmod>2015-02-09T12:59:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/02/02/getting-real/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2015/02/index.jpg</image:loc><image:title>index</image:title></image:image><lastmod>2015-02-02T15:44:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/24/revealing-the-real-rachman/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/10/rachman.jpg</image:loc><image:title>2000082960172.jpg</image:title></image:image><lastmod>2017-11-28T08:29:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2015/01/14/overpaid-and-overclaimed/</loc><lastmod>2015-01-15T23:12:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/31/2014-in-review/</loc><lastmod>2014-12-31T17:10:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/18/time-loop/</loc><lastmod>2014-12-18T11:45:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/07/shrinking-the-state/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/12/1930s.png</image:loc><image:title>1930s</image:title></image:image><lastmod>2014-12-13T12:13:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/08/beyond-coping/</loc><lastmod>2014-12-08T14:43:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/12/01/treating-renters-as-imbeciles/</loc><lastmod>2014-12-06T08:13:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/27/devo-questions/</loc><lastmod>2014-11-27T22:36:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/24/property-and-the-political-elite/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/11/set.jpg</image:loc><image:title>set</image:title></image:image><lastmod>2014-11-27T14:50:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/21/map-reading/</loc><lastmod>2014-11-21T11:39:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/21/stuttering-starts/</loc><lastmod>2014-11-21T08:06:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/17/housing-2040/</loc><lastmod>2014-11-18T16:49:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/12/social-messages/</loc><lastmod>2014-11-12T17:00:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/11/01/keeping-it-in-the-family/</loc><lastmod>2014-11-02T13:03:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/28/double-vision/</loc><lastmod>2014-10-28T20:09:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/20/2020-visions/</loc><lastmod>2014-10-20T07:21:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/16/lyons-made/</loc><lastmod>2014-10-16T15:58:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/14/taxing-problems/</loc><lastmod>2014-10-16T15:35:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/09/the-h-word/</loc><lastmod>2014-10-09T18:04:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/06/paper-tigers/</loc><lastmod>2014-10-06T19:02:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/10/03/starters-orders-2/</loc><lastmod>2014-10-06T08:52:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/14/a-nation-divided-by-housing-tenure/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/prs-v-mortgage.jpg</image:loc><image:title>PRS v mortgage</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/prs-v-social.jpg</image:loc><image:title>PRS v social</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/low-prs.jpg</image:loc><image:title>low PRS</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/high-prs.jpg</image:loc><image:title>high PRS</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/low-social.jpg</image:loc><image:title>low social</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/high-social.jpg</image:loc><image:title>high social</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/low-own.jpg</image:loc><image:title>low own</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/high-own.jpg</image:loc><image:title>high own</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/low-mortgage.jpg</image:loc><image:title>low mortgage</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/12/high-mortgage.jpg</image:loc><image:title>high mortgage</image:title></image:image><lastmod>2014-10-03T12:02:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/23/home-nations/</loc><lastmod>2014-09-23T09:58:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/21/the-west-london-question/</loc><lastmod>2014-09-29T08:51:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/17/the-indyref-and-housing/</loc><lastmod>2014-09-17T09:32:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/16/mirror-image/</loc><lastmod>2014-09-16T14:47:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/10/home-front/</loc><lastmod>2014-09-10T15:56:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/08/the-long-goodbye-to-the-bedroom-tax/</loc><lastmod>2014-09-09T15:07:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/02/beyond-belief/</loc><lastmod>2014-09-02T21:08:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/09/01/about-time/</loc><lastmod>2014-09-01T09:34:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/28/hard-sell/</loc><lastmod>2014-08-28T11:45:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/10/gardeners-question-time/</loc><lastmod>2014-08-25T16:10:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/21/falling-short/</loc><lastmod>2014-08-21T12:28:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/20/crisis-quelle-crise/</loc><lastmod>2014-08-20T14:14:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/18/mind-the-gaps/</loc><lastmod>2014-08-19T18:22:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/15/feeling-the-pinch/</loc><lastmod>2014-08-16T22:13:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/14/housing-benefit-and-the-coalition/</loc><lastmod>2014-08-14T10:52:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/05/working-it-out/</loc><lastmod>2014-08-10T03:55:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/08/04/going-the-extra-mile/</loc><lastmod>2014-08-04T09:52:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/07/29/welcome-shift/</loc><lastmod>2014-07-29T15:26:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/07/28/closed-doors/</loc><lastmod>2014-07-28T10:29:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/07/24/survey-story-part-two/</loc><lastmod>2014-07-25T20:27:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/07/23/1307/</loc><lastmod>2014-07-25T20:27:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/07/18/a-room-of-their-own/</loc><lastmod>2014-07-18T15:02:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/10/nudging-the-nimbys/</loc><lastmod>2014-07-16T15:53:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/07/16/shuffling-the-deck/</loc><lastmod>2014-07-16T10:09:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/27/chance-of-a-lifetime/</loc><lastmod>2014-06-28T10:27:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/26/passing-the-buck/</loc><lastmod>2014-06-26T15:14:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/22/england-brazil-and-me/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/06/ss-cover.jpg</image:loc><image:title>SS cover</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/06/england.jpg</image:loc><image:title>England</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/06/brazil.jpg</image:loc><image:title>Brazil</image:title></image:image><lastmod>2014-06-23T05:56:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/17/fresh-ideas/</loc><lastmod>2014-06-17T11:49:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/12/dead-air/</loc><lastmod>2014-06-13T06:47:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/09/what-do-power-lists-say-about-who-really-has-power/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/06/cover71-380.jpg</image:loc><image:title>Cover71-380</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/06/cover73_380.jpg</image:loc><image:title>Cover73_380</image:title></image:image><lastmod>2014-06-10T07:49:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/06/09/rough-justice/</loc><lastmod>2014-06-25T22:51:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/28/tax-year/</loc><lastmod>2014-05-28T16:47:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/23/flagship-sunk/</loc><lastmod>2014-05-23T12:12:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/20/doubts-about-dave/</loc><lastmod>2014-05-20T12:40:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/15/erics-ladder/</loc><lastmod>2014-05-15T16:13:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/14/making-the-case/</loc><lastmod>2014-05-14T09:45:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/09/discretion-and-discrimination/</loc><lastmod>2014-05-10T16:35:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/05/01/decision-time/</loc><lastmod>2014-05-01T10:07:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/30/adjust-your-set/</loc><lastmod>2014-04-30T09:20:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/28/new-regime/</loc><lastmod>2014-04-28T09:22:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/22/full-value/</loc><lastmod>2014-04-22T09:15:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/15/1211/</loc><lastmod>2014-04-15T17:05:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/09/frank-words-on-welfare-reform/</loc><lastmod>2014-04-10T13:40:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/08/paying-the-affordable-rent/</loc><lastmod>2014-04-08T10:08:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/04/02/one-size-does-not-fit-all/</loc><lastmod>2014-04-02T10:57:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/30/why-registration-is-the-key-for-private-renters/</loc><lastmod>2014-03-31T14:14:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/28/housing-nations/</loc><lastmod>2014-03-28T17:06:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/26/does-the-welfare-cap-fit/</loc><lastmod>2014-03-26T14:01:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/20/budget-2014-the-next-five-years/</loc><lastmod>2014-03-20T10:18:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/13/making-the-move/</loc><lastmod>2014-03-13T18:04:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/11/buy-buy-bye/</loc><lastmod>2014-03-13T11:29:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/03/10/minding-the-gap-or-moving-the-government/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/03/mind-the-gap.jpg</image:loc><image:title>Mind-the-gap</image:title></image:image><lastmod>2014-03-11T09:11:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/27/double-shift/</loc><lastmod>2014-02-27T10:34:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/25/unequal-shares-all-that-is-solid/</loc><lastmod>2014-02-25T12:14:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/20/pickled-homes/</loc><lastmod>2014-02-20T13:35:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/19/rent-squeeze/</loc><lastmod>2014-02-19T16:24:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/11/seen-and-heard-dispatches-on-the-bedroom-tax/</loc><lastmod>2014-02-13T09:54:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/13/rough-times/</loc><lastmod>2014-02-13T09:51:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/09/benefits-street-the-spongers-and-welfare-reality/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/02/spongers-the-1978-001-christine-hargreaves-and-baby.jpg</image:loc><image:title>spongers-the-1978-001-christine-hargreaves-and-baby</image:title><image:caption>Christine Hargreaves as Pauline in The Spongers</image:caption></image:image><lastmod>2015-09-21T20:08:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/06/a-quick-rant-about-train-lines-and-climate-change/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2014/02/72788721_72771311.jpg</image:loc><image:title>_72788721_72771311</image:title></image:image><lastmod>2014-02-06T16:22:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/02/05/crisis-talk/</loc><lastmod>2014-02-06T11:06:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/27/taking-the-pledge-2/</loc><lastmod>2014-01-27T11:09:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/23/mixed-messages/</loc><lastmod>2014-01-23T12:37:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/20/garden-griping/</loc><lastmod>2014-01-20T12:33:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/15/incentives-bribes-fracking-and-housing/</loc><lastmod>2014-01-16T08:21:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/14/the-hardest-word/</loc><lastmod>2014-01-14T11:44:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/09/bald-truths/</loc><lastmod>2014-01-10T10:37:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/05/appearance-and-reality-in-the-2014-housing-market/</loc><lastmod>2014-01-08T14:00:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2014/01/02/while-you-were-away/</loc><lastmod>2014-01-02T11:24:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/12/19/mark-their-words/</loc><lastmod>2013-12-19T12:02:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/12/17/taking-the-pledge/</loc><lastmod>2013-12-17T12:39:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/12/16/inside-the-pressure-cooker/</loc><lastmod>2013-12-16T10:52:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/12/10/gloomy-forecast/</loc><lastmod>2013-12-10T11:26:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/28/dubious-dave/</loc><lastmod>2013-11-28T10:37:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/26/city-limits/</loc><lastmod>2013-11-29T12:56:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/20/running-on-empty/</loc><lastmod>2013-11-20T10:16:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/18/first-for-wales/</loc><lastmod>2013-11-18T18:16:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/13/the-bedroom-tax-the-day-after/</loc><lastmod>2013-11-13T13:51:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/11/blaming-the-planners/</loc><lastmod>2013-11-12T10:07:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/11/help-to-buy-daves-dream/</loc><lastmod>2013-11-11T10:09:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/07/universal-debit/</loc><lastmod>2013-11-07T10:18:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/06/help-to-rent/</loc><lastmod>2013-11-06T13:30:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/05/make-a-wish/</loc><lastmod>2013-11-05T17:37:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/11/01/david-cameron-and-the-720000-affordable-home/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2013/11/720.jpg</image:loc><image:title>720</image:title></image:image><lastmod>2013-11-01T18:21:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/30/drawing-the-line/</loc><lastmod>2013-10-30T17:12:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/24/housing-crisis-what-housing-crisis-2/</loc><lastmod>2013-10-26T17:41:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/22/one-direction/</loc><lastmod>2013-10-23T14:05:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/17/the-bedroom-tax-only-fair-to-private-tenants/</loc><lastmod>2014-12-31T01:50:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/17/balancing-act/</loc><lastmod>2013-10-17T09:22:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/11/on-the-sidelines/</loc><lastmod>2013-10-11T14:17:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/10/08/who-buys-it/</loc><lastmod>2013-10-08T16:36:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/24/2020-vision/</loc><lastmod>2013-09-24T16:42:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/23/sanctions-impact/</loc><lastmod>2013-09-23T14:57:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/21/export-market/</loc><lastmod>2013-09-21T08:25:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/17/seeing-the-cracks/</loc><lastmod>2013-09-17T14:19:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/13/silly-season/</loc><lastmod>2013-09-13T16:15:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/12/asking-for-more-on-new-homes/</loc><lastmod>2013-09-17T07:36:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/10/giving-hope/</loc><lastmod>2013-09-12T16:59:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/09/osbornes-symbol-of-turning-a-corner/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2013/09/onecs.jpg</image:loc><image:title>onecs</image:title></image:image><lastmod>2014-07-23T08:23:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/09/05/out-of-credit/</loc><lastmod>2013-09-05T14:39:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/28/give-and-take/</loc><lastmod>2013-08-28T13:58:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/23/whose-benefit/</loc><lastmod>2013-08-23T16:51:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/15/half-measures/</loc><lastmod>2013-08-15T10:45:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/13/on-the-rise/</loc><lastmod>2013-08-13T15:15:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/10/doing-good/</loc><lastmod>2013-08-10T09:39:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/08/home-banker/</loc><lastmod>2013-08-08T15:38:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/02/choice-viewing/</loc><lastmod>2013-08-05T09:00:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/08/02/welfare-the-bedroom-tax-and-the-battle-of-language/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2013/08/dwppressoffice.jpg</image:loc><image:title>DWPpressoffice</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2013/08/shapps-tweet.jpg</image:loc><image:title>shapps tweet</image:title></image:image><lastmod>2013-09-12T11:53:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/29/paying-the-price/</loc><lastmod>2013-07-29T14:55:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/26/rock-and-hard-place/</loc><lastmod>2013-07-26T16:33:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/22/going-up/</loc><lastmod>2013-07-22T15:48:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/19/middle-way/</loc><lastmod>2013-07-19T09:14:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/17/missing-millions/</loc><lastmod>2013-07-17T11:06:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/07/15/leap-of-faith/</loc><lastmod>2013-07-15T14:55:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/06/28/facing-the-future/</loc><lastmod>2013-06-28T15:02:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/06/24/sold-short/</loc><lastmod>2013-06-24T12:01:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/06/17/own-goal/</loc><lastmod>2013-06-17T16:55:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/06/06/the-big-switch/</loc><lastmod>2013-06-06T14:33:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/29/sharper-focus/</loc><lastmod>2013-06-04T17:14:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/30/going-hungry/</loc><lastmod>2013-06-04T17:12:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/06/04/decline-and-fall/</loc><lastmod>2013-06-04T17:09:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/06/03/help-to-build/</loc><lastmod>2013-06-04T17:06:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/23/renting-reform/</loc><lastmod>2013-05-23T09:07:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/20/too-close-for-comfort/</loc><lastmod>2013-05-20T10:53:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/17/squeezed-out-2/</loc><lastmod>2013-05-17T15:14:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/13/tragic-lessons/</loc><lastmod>2013-05-13T14:51:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/03/wake-up-call/</loc><lastmod>2013-05-10T14:36:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/10/dead-cert/</loc><lastmod>2013-05-10T14:34:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/01/never-knowingly-undernudged/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2013/05/nudge.jpg</image:loc><image:title>nudge</image:title></image:image><lastmod>2013-05-02T16:52:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/05/01/learning-lessons/</loc><lastmod>2013-05-01T16:28:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/30/man-on-a-mission/</loc><lastmod>2013-04-30T15:27:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/26/letting-go-2/</loc><lastmod>2013-04-26T16:56:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/24/debating-downsizing/</loc><lastmod>2013-04-24T12:31:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/21/beyond-help/</loc><lastmod>2013-04-22T12:46:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/18/putting-the-cap-on-it/</loc><lastmod>2013-04-18T10:30:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/06/bedrooms-football-and-tax/</loc><lastmod>2013-04-08T08:45:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/04/04/waiting-game/</loc><lastmod>2013-04-04T11:41:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/29/bedroom-cracks/</loc><lastmod>2013-03-29T10:39:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/11/the-name-game/</loc><lastmod>2013-03-25T18:13:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/25/local-priority/</loc><lastmod>2013-03-25T18:08:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/08/the-rise-of-the-property-owning-plutocracy/</loc><lastmod>2013-04-15T14:17:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/06/dynamic-duo/</loc><lastmod>2013-03-06T15:43:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/03/04/owning-fall-out/</loc><lastmod>2013-03-06T08:05:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/28/looking-again/</loc><lastmod>2013-02-28T12:09:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/26/sales-pitch/</loc><lastmod>2013-02-26T13:22:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/21/bedtime-stories/</loc><lastmod>2013-02-22T16:39:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/22/false-start/</loc><lastmod>2013-02-22T16:35:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/19/worst-fears/</loc><lastmod>2013-02-19T17:15:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/14/one-way-street/</loc><lastmod>2013-02-14T11:13:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/13/capital-crisis/</loc><lastmod>2013-02-13T07:04:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/07/under-pressure/</loc><lastmod>2013-02-07T17:34:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/06/accounting-for-the-new-self-employed/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2013/02/ons.jpg</image:loc><image:title>ons</image:title></image:image><lastmod>2013-02-07T16:22:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/30/the-state-of-self-employment/</loc><lastmod>2013-02-06T16:01:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/02/05/growing-pains/</loc><lastmod>2013-02-05T11:41:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/31/changing-the-culture/</loc><lastmod>2013-02-04T11:30:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/29/going-spare/</loc><lastmod>2013-01-30T10:01:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/24/how-renters-will-pay-to-keep-mortgages-low/</loc><lastmod>2013-01-25T12:13:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/24/tall-story/</loc><lastmod>2013-01-24T16:43:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/21/lack-of-support/</loc><lastmod>2013-01-21T14:00:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/09/direct-impact/</loc><lastmod>2013-01-09T16:57:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/07/second-half/</loc><lastmod>2013-01-07T17:25:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/07/best-laid-plans/</loc><lastmod>2013-01-07T10:04:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2013/01/01/most-popular-posts-2012-q4/</loc><lastmod>2013-01-01T18:06:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/19/flying-blind/</loc><lastmod>2012-12-20T17:11:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/17/a-housing-timebomb/</loc><lastmod>2012-12-17T17:28:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/13/no-hiding-place/</loc><lastmod>2012-12-14T12:55:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/11/two-cheers/</loc><lastmod>2012-12-14T12:53:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/12/06/a-blog-about-blogging/</loc><lastmod>2012-12-08T16:56:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/30/deja-vu/</loc><lastmod>2012-11-30T16:50:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/18/end-of-her-tether/</loc><lastmod>2012-11-27T16:13:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/26/open-verdict/</loc><lastmod>2012-11-27T16:13:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/22/facing-both-ways/</loc><lastmod>2012-11-22T10:36:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/20/after-the-fall/</loc><lastmod>2012-11-20T16:50:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/15/running-a-red-light/</loc><lastmod>2012-11-15T11:01:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/13/the-spanish-mortgage-crisis-as-an-almodovar-film/</loc><lastmod>2012-11-13T11:12:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/09/regime-change/</loc><lastmod>2012-11-12T17:00:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/12/yet-more-cuts/</loc><lastmod>2012-11-12T16:58:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/08/caps-cuts-and-moving-home/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/040106-d-9880w-1131.jpg</image:loc><image:title>Rumsfeld holds press conference at Pentagon, Jan. 6, 2004.</image:title><image:caption>Known unknowns</image:caption></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/040106-d-9880w-113.jpg</image:loc><image:title>Rumsfeld holds press conference at Pentagon, Jan. 6, 2004.</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/ids.jpg</image:loc><image:title>ids</image:title><image:caption>Known knowns</image:caption></image:image><lastmod>2012-11-29T15:26:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/07/wheres-the-evidence-on-section-106/</loc><lastmod>2012-11-07T11:55:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/11/01/supply-and-demand/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/affordable-supply.jpg</image:loc><image:title>affordable supply</image:title><image:caption>Affordable housing supply in England (source: DCLG)</image:caption></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/11/net-supply.jpg</image:loc><image:title>net supply</image:title><image:caption>Net additional housing supply in England (source: DCLG)</image:caption></image:image><lastmod>2012-11-01T13:20:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/31/squeezed-out/</loc><lastmod>2012-10-31T17:28:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/30/red-flags/</loc><lastmod>2012-10-30T15:39:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/25/barbed-wire/</loc><lastmod>2012-10-25T14:03:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/22/home-truths/</loc><lastmod>2012-10-24T14:56:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/21/joining-the-dots-on-unemployment-and-welfare-reform/</loc><lastmod>2012-10-22T14:45:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/11/backyard-blues/</loc><lastmod>2012-10-19T15:13:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/15/hidden-costs/</loc><lastmod>2012-10-19T15:10:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/19/rent-spiral/</loc><lastmod>2012-10-19T15:08:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/09/sound-of-silence/</loc><lastmod>2012-10-09T16:57:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/07/strivers-and-scroungers/</loc><lastmod>2012-10-09T09:14:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/05/popular-posts-q3/</loc><lastmod>2012-10-05T16:08:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/04/conference-calls/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/10/unemployment-attitudes.jpg</image:loc><image:title>unemployment attitudes</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/10/welfare-attitudes.jpg</image:loc><image:title>welfare attitudes</image:title></image:image><lastmod>2012-10-04T16:37:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/04/rogue-state/</loc><lastmod>2012-10-04T10:21:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/10/01/phoning-home/</loc><lastmod>2012-10-04T10:18:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/28/five-year-stretch/</loc><lastmod>2012-10-04T10:16:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/26/clear-yellow-water/</loc><lastmod>2012-09-27T09:16:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/25/cih-social-media-conference-talk/</loc><lastmod>2012-09-26T16:53:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/24/childs-play/</loc><lastmod>2012-09-25T07:10:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/17/runaway-train/</loc><lastmod>2012-09-17T09:37:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/11/going-backwards/</loc><lastmod>2012-09-11T08:21:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/05/home-delivery/</loc><lastmod>2012-09-05T13:29:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/09/04/taken-for-granted/</loc><lastmod>2012-09-04T14:13:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/31/my-criminal-past/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/08/edmo.jpg</image:loc><image:title>EDMO</image:title></image:image><lastmod>2012-09-06T19:52:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/30/economic-ally/</loc><lastmod>2012-08-31T11:48:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/26/rip-neil-armstrong/</loc><lastmod>2012-09-01T04:32:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/27/our-dysfunctional-housing-market/</loc><lastmod>2012-08-28T15:53:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/24/give-montague-a-chance/</loc><lastmod>2012-08-24T16:52:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/22/the-road-home/</loc><lastmod>2012-08-22T11:44:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/10/buy-buy-rent/</loc><lastmod>2012-08-14T15:06:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/10/rise-and-fall/</loc><lastmod>2012-08-13T07:42:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/08/04/why-every-little-will-not-help-much/</loc><lastmod>2012-08-04T10:03:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/31/going-for-gold/</loc><lastmod>2012-07-31T13:17:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/25/no-answer/</loc><lastmod>2012-07-31T13:15:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/18/more-trouble-with-troubled-families/</loc><lastmod>2014-04-07T11:03:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/17/plus-points/</loc><lastmod>2012-07-19T09:09:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/19/letting-go/</loc><lastmod>2012-07-19T09:08:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/10/the-trouble-with-troubled-families/</loc><lastmod>2012-07-18T15:29:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/05/qed/</loc><lastmod>2012-07-06T07:26:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/07/03/out-for-the-count/</loc><lastmod>2012-07-04T11:17:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/25/speech-marks/</loc><lastmod>2012-06-25T19:47:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/21/big-ideas/</loc><lastmod>2012-06-21T09:19:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/15/vanishing-act/</loc><lastmod>2012-06-15T14:02:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/13/mind-the-gap/</loc><lastmod>2012-06-15T13:55:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/12/stats-war/</loc><lastmod>2012-06-15T13:52:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/07/the-cameron-connection/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/06/map.png</image:loc><image:title>map</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/06/abercrombie.jpg</image:loc><image:title>abercrombie</image:title></image:image><lastmod>2012-06-07T16:58:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/07/secret-history/</loc><lastmod>2012-06-07T10:14:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/06/01/jubilee-generations/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/06/nationwide.jpg</image:loc><image:title>Nationwide</image:title></image:image><lastmod>2012-06-02T15:00:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/30/easing-does-it/</loc><lastmod>2012-05-30T14:38:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/30/dodgy-maths-lazy-assertions/</loc><lastmod>2012-05-30T18:22:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/29/hidden-reality/</loc><lastmod>2012-05-29T16:02:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/21/fair-rent/</loc><lastmod>2012-05-21T11:24:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/17/starters-orders/</loc><lastmod>2012-05-20T15:03:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/16/welfare-reform-mark-2/</loc><lastmod>2012-05-20T15:04:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/09/silent-speech/</loc><lastmod>2012-05-14T10:43:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/11/return-of-the-undead/</loc><lastmod>2012-05-14T09:03:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/08/beyond-our-ken/</loc><lastmod>2012-05-09T15:00:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/20/the-many-faces-of-grant-shapps/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/04/binned.jpg</image:loc><image:title>binned</image:title></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/04/tweet.jpg</image:loc><image:title>tweet</image:title></image:image><lastmod>2012-05-09T06:57:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/24/stoke-on-thames-location-location-location/</loc><lastmod>2012-10-20T19:20:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/25/if-youre-in-a-hole-start-digging/</loc><lastmod>2012-05-09T06:56:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/08/vampire-diaries/</loc><lastmod>2012-05-09T06:55:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/02/disenfranchised-by-the-housing-system/</loc><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/05/6922967705_363ffa3614_b1.jpg</image:loc><image:title>6922967705_363ffa3614_b</image:title><image:caption>Frequent moves mean millions of private renters are not registered to vote</image:caption></image:image><image:image><image:loc>https://julesbirch.com/wp-content/uploads/2012/05/6922967705_363ffa3614_b.jpg</image:loc><image:title>6922967705_363ffa3614_b</image:title><image:caption>Frequent moves mean millions of private tenants are not registered to vote</image:caption></image:image><lastmod>2012-05-03T11:58:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/05/01/stat-attack/</loc><lastmod>2012-05-02T15:13:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/29/the-many-more-faces-of-grant-shapps/</loc><lastmod>2012-05-01T10:30:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/26/chink-of-light/</loc><lastmod>2012-04-26T15:19:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/24/stoke-on-thames/</loc><lastmod>2012-04-25T06:28:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/17/london-mayor-1/</loc><lastmod>2012-04-18T13:38:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/18/london-mayor-2/</loc><lastmod>2012-04-18T13:38:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/14/sinking-the-unsinkable-chapter-6/</loc><lastmod>2012-04-15T16:26:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/11/a-tale-of-two-power-lists/</loc><lastmod>2012-04-14T11:14:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/12/sinking-the-unsinkable-chapter-5/</loc><lastmod>2012-04-14T11:13:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/10/top-of-the-hill/</loc><lastmod>2012-04-10T15:16:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/09/sinking-the-unsinkable-chapter-4/</loc><lastmod>2012-04-10T14:58:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/05/repeating-the-same-mistake/</loc><lastmod>2012-04-09T17:07:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/03/see-you-later-regulator/</loc><lastmod>2012-04-07T07:05:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/04/05/sinking-the-unsinkable-chapter-3/</loc><lastmod>2012-04-07T07:04:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/29/sinking-the-unsinkable-chapter-2/</loc><lastmod>2012-04-03T15:14:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/15/bogof-to-bobof/</loc><lastmod>2012-03-29T16:15:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/27/rearranging-the-seats/</loc><lastmod>2012-03-29T16:14:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/26/happy-returns/</loc><lastmod>2012-03-26T13:44:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/19/rubber-stamp/</loc><lastmod>2012-03-25T16:39:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/20/council-housed-and-violent/</loc><lastmod>2012-03-25T16:39:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/22/sinking-the-unsinkable-chapter-1/</loc><lastmod>2012-03-25T16:38:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/20/the-black-comedy-of-property-taxation/</loc><lastmod>2012-03-21T08:11:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/13/the-sound-of-squawking/</loc><lastmod>2012-03-17T17:52:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/16/rhetoric-and-reality/</loc><lastmod>2012-03-17T17:52:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/17/the-really-ideal-home-show-2/</loc><lastmod>2012-03-17T17:51:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/14/heard-and-not-seen/</loc><lastmod>2012-03-14T16:34:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/07/family-values/</loc><lastmod>2012-03-14T16:04:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/12/shaky-start/</loc><lastmod>2012-03-13T15:23:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com/2012/03/01/last-post/</loc><lastmod>2012-03-09T09:34:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://julesbirch.com</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2026-03-11T07:29:58+00:00</lastmod></url></urlset>
