Originally posted on May 28 as a column for Inside Housing.
What then? It’s the question that’s been left hanging in most of the housing elements of the government’s response to the Coronavirus and much more besides.
There was a partial answer on what happens to thousands of temporarily accommodated rough sleepers as the Ministry for Housing, Communities and Local Government (MHCLG) accelerated funding to make 3,300 housing units available over the next 12 months.
There was an answer of sorts for leaseholders living in unsafe buildings as MHCLG opened registrations for its new £1 billion Building Safety Fund that extends help to other forms of dangerous cladding as well as Aluminium Composite Material (ACM).
And there was a welcome one for millions of home owners with mortgages as the Treasury extended the chance to apply for a payment holiday by another three months and Financial Conduct Authority guidance made clear that banks should not start of continue repossession proceedings until the end of October given the uncertainty faced by customers and government advice on social distancing and self-isolation.
But there is still no answer for millions of social and private renters asking what will happen when the moratorium on evictions ends on June 25.
The government will miss a ‘golden opportunity’ to end rough sleeping once and for all if it fails to turn temporary measures into something more permanent.
And ministers must beef up ‘toothless’ plans to protect renters in the wake of the Coronavirus crisis or risk a new wave of homelessness.
Those are the top-line messages from an all-party group of MPs today. But an interim report on protecting rough sleepers and renters from the Housing, Communities and Local Government Committee also goes much further in endorsing calls by campaigners for wider changes to the housing system.
- A dedicated funding stream to end rough sleeping, likely to be at least £100 million a year
- Improved support for councils to help people with no recourse to public funds who will otherwise end up back on the streets
- Boosting the supply of suitable housing by re-establishing the National Clearing House Scheme set up after the financial crisis for unsold homes and giving councils more flexibility to buy them
- Turning the increase in the Local Housing Allowance to the 30th percentile from a temporary into a long-term measure and looking at the impact of raising rents further.
Originally posted on insidehousing.co.uk on April 23.
An extension of Help to Buy looks likely, a stamp duty holiday probable, but what else should the government do when the housing market eventually emerges from its Coronavirus freeze?
Vested interests are already out in force making their case and can cite the effect of a downturn on housebuilding numbers, the economy and tax receipts in their support.
And if anyone is feeling a sense of déjà vu this is of course pretty much where we were in 2008, when the housing market slumped in the wake of the credit crunch.
Originally posted on March 19 as a blog for Inside Housing.
It was only last week but already it seems a lifetime ago since BC – Before Coronavirus
With schools closing, London facing lockdown and, who knows, troops on the streets by the weekend, the impact on housing may seem minor by comparison.
But beyond parochial organisational concerns, the situation is critical for millions of people faced with losing their income or their job and wondering if they will lose their home too – and a matter of life and death for those living and working in care homes, extra care and sheltered housing and those who already have no home.
With the government twisting the arms of mortgage lenders to offer payment holidays, help arrived for home owners first. Now it is promising help for renters with emergency legislation to ban private and social landlords from evicting anyone for three months and no new possession proceedings to be allowed during the crisis.
Originally posted on December 24 as a blog for Inside Housing.
It was the year of interminable votes on Brexit, two prime ministers and finally a decisive election victory for Boris Johnson’s Conservatives.
It was also the year that the housing crisis continued to intensify and the year that previous fixes were exposed for the sticking plasters that they really were.
Here is the first of a two-part look back at what I was blogging about in 2019.
1) The politics of housing
Regime change at Downing Street brought a new housing minister heavily implicated in welfare ‘reform’, a renewed focus on home ownership and what I called ‘a great leap backwards’ at the Conservative conference.
At the December election 15 per cent of voters told Ipsos MORI that housing was one of the most important issues for them – down from 22 per cent in 2018 as Brexit and the NHS dominated but three times more than in 2010.
And yet the politics of housing did not seem to matter much as the Boris Johnson’s Conservatives won a big majority away from the big city seats where Generation Rent, homelessness and the cladding scandal had seemed to offer fertile ground for Labour and the Lib Dems.
It was a year that ended with a decisive victory for the leader that promised Brexit and crushing defeat for the parties whose policies might just have fixed the housing crisis.
The bigger question was how far The People’s Government will diverge from Theresa May’s focus on housing and renter issues. The December Queen’s Speech confirmed some continuity, but the Tory manifesto offered few clues and far more emphasis on home ownership seems a given.