Originally published as a column for Inside Housing on May 4.
How will Coronavirus change how we live and work – and how will that change housing?
In one sense these are impossible questions to answer since so much depends on how quickly we find a vaccine or an effective treatment for Covid-19 and how deep the recession will become.
Find either quickly and politics and the economy could soon return to something close to what we knew before February. After all, it seemed obvious that nobody would want to live or work in tall buildings after September 2001 and that house prices would fall after 2008.
If the search takes longer, if there is a second or third wave, if another Coronavirus hits us, the effects could be far more profound as social distancing and self-isolation change how we think about how we should live.
But in between those two scenarios many of the effects of the crisis will linger and a series of more marginal changes may add up to something bigger.
After months in which our homes have become the centre of our lives, not just places to eat and sleep but places to work and stay safe, the effects on housing could be just as profound.
Originally published on April 30 as a column for Inside Housing.
The first parliamentary questions on housing since the Coronavirus lockdown saw pleas for construction and housebuilding sites to get back to work.
But this was anything but a return to normal as a socially distanced and virtual House of Commons saw scrutiny of ministers truncated by the parliamentary timetable and technical gremlins.
Though questions about the costs of Covid-19 for local government took top billing, Tuesday afternoon’s Ministry of Housing Communities and Local Government (MHCLG) questions only underlined the fact that the top housing issue before the outbreak has not gone away.
Six short weeks ago there was some good news for victims of the cladding scandal as the Budget extended government help beyond Grenfell-style ACM cladding to cover other materials such as High Pressure Laminate (HPL).
Full details of the £1 billion fund are expected in May but there are still big questions about how it will operate.
And in the meantime the plight of residents has got worse as bills escalate for insurance premiums and for waking watches in blocks where work to replace the cladding has been halted by the lockdown. These interim measures are not covered by the fund.
Originally posted on insidehousing.co.uk on April 23.
An extension of Help to Buy looks likely, a stamp duty holiday probable, but what else should the government do when the housing market eventually emerges from its Coronavirus freeze?
Vested interests are already out in force making their case and can cite the effect of a downturn on housebuilding numbers, the economy and tax receipts in their support.
And if anyone is feeling a sense of déjà vu this is of course pretty much where we were in 2008, when the housing market slumped in the wake of the credit crunch.
Originally published as a column for Inside Housing on April 16.
Week four of the Coronavirus crisis and the world is still being turned upside down.
Is it really less than a month ago that ending rough sleeping by the end of this parliament – rather in a weekend – seemed a big ask?
Or that it felt like it would take months, possibly years, of campaigning to get the government to restore Local Housing Allowance (LHA) to something like the level of rents?
Or even that it was possible to buy a flat or a house?
Long-held assumptions about the way we run our housing system have been turned on their head by the crisis.
Originally posted on March 19 as a blog for Inside Housing.
It was only last week but already it seems a lifetime ago since BC – Before Coronavirus
With schools closing, London facing lockdown and, who knows, troops on the streets by the weekend, the impact on housing may seem minor by comparison.
But beyond parochial organisational concerns, the situation is critical for millions of people faced with losing their income or their job and wondering if they will lose their home too – and a matter of life and death for those living and working in care homes, extra care and sheltered housing and those who already have no home.
With the government twisting the arms of mortgage lenders to offer payment holidays, help arrived for home owners first. Now it is promising help for renters with emergency legislation to ban private and social landlords from evicting anyone for three months and no new possession proceedings to be allowed during the crisis.
Originally published on March 11 as a blog for Inside Housing.
This is a Budget that does not live up to its own hype and has some glaring omissions but still brings some good news for housing.
There are three big positives: a £12.2bn Affordable Homes Programme (AHP) over the five years from 2021/22; an additional £1bn for a Building Safety Fund to remove dangerous cladding; and £650m to help rough sleepers into permanent accommodation.
Add the reversal of an interest rate hike for borrowing for new council homes, extra funding for housing infrastructure, £1.2bn in consequentials that other UK nations can invest in new homes and an extension of Shared Accommodation Rate exemptions to young rough sleepers and other vulnerable groups, and this looks like one of the best Budgets for housing in the last 10 years.
However, that’s not setting the bar especially high, and you don’t have to look very far below the surface before the questions start to mount up.